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Orchard bank credit cards are provided by HSBC bank. It's a secured credit card and as such you can only spend as much money as has been lodged to the card. These type of credit cards are commonly used by those with poor credit histories in an attempt to improve their credit rating.
What else can I help you with?
How can someone get a credit card with Orchard bank?
To obtain a credit card from the Orchard Bank one must apply and qualify for the credit card. Orchard Bank has online applications that can be completed on their website.
Is there a list of secured and unsecured credit cards?
a good secured card is first premier or orchard bank. unsecured is capital one, etc.
What are the interest rates on the Orchard bank credit cards?
Orchard bank has different ways in which they issue credit cards. The cards are either secured or unsecured. A secured card has rates as low as 7.90% because the borrower is required to put a deposit down up front before being granted the card. The unsecured cards range from 14.9% to 19.9% depending on one's credit score.
What is the APR for an orchard bank credit card?
Orchard Bank offers several credit cards with variable APR ranging fro 14.90 - 19.90%. In addition to the variable rate cards the bank also offers a secured card with an APR of 7.90%. There is also a penalty rate of 24.90% associated with each of these cards.
Where can someone get a credit card with bad credit?
According to CNN Money the best credit card for one with bad credit comes from Orchard Bank. They have both secured and unsecured credit cards available. The interest rate for a secured card is 7.9% one will need to deposit at least $200 for this option. Capital One is also an option.
Where can you get a credit card if you have a below average credit score?
Orchard Bank offers secured and non-secured credit cards to consumers with poor to very poor credit scores. They usually have a limit of $100 - $300, but after 6 months to 1 year, your account history is evaluated and if it meets their requirements, you will receive a credit increase. You can also go to your bank and apply for a secure credit card.
How old do you have to be to apply for an Orchard bank credit card?
You must be at least 19 years old in order to apply for an Orchard bank credit card for yourself. However, if you have someone else with this credit card, then it might allow you to have it earlier.
What are the percent rates with the orchard bank credit card?
Different credit cards offer different interest rates. The percentage rate on an orchard bank credit card depends on the individual's credit background and the current stock market interests.
Where can you get an Orchard bank credit card?
You can get an Orchard Bank credit card one of two ways. You could walk into your local branch and request and application for a credit card and the either send it in or drop it off at the branch. Or you could go the their website and use the online application. Whichever fits your schedule.
How do you get a secured bank credit card?
You apply for one.
Does chase bank have secured credit card?
yes
Is a secured credit card a real credit card or a debit card?
A "credit" card is a credit card.A prepaid credit card (secured) is not tied to a bank account and therefore while, like a debit card, you can only spend to the amount it has been loaded with (it will not provide credit), it is not a true debit card which IS linked into a bank account.
