Why not call an insurance agent? Or two or three? Most will be more than happy to discuss your situation with you before you actually buy a policy. And there is no need to reveal that you already have an agent if you are just getting a second opinion. Also, your local license branch may be able to help you for free, but their knowledge is usually limited to actual legal requirements to get your license plates. Most insurance questions are not based on legality, but rather an insurance carriers policy, which can be very strict and a nightmare if you violate it. As a last resort, you can talk to an attorney, usually for a fee. But unless you are already in a legal mess, I think an insurance agent is by far your best resource.
The auto Insurance laws for most U.S. states are typically many thousands of pages long. It would not be possible to post them all here. You may post a specific question and get an answer here or alternatively just contact you insurance agent and he or she can help you with specific questions or needs.
I believe full coverage covers everything related to the car it is assigned to and nothing more.There may be specific insurances for business and such which covers multiple drivers and multiple cars but as for a personal insurance, it would only cover your specific car included in the contract. Alternative Answer The answer to your question will be written clearly on your "Certificate of Insurance"and contrary to the above many 'fully comprehensive' policies (In the UK at least) will provide cover for you to drive a car not owned by you and not hired (rented) by you.
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