0
What else can I help you with?
Credit Cards No Credit History Required for Students ?
Many students have not yet had the opportunity to build a positive credit history. Fortunately, there are lenders that offer credit cards no credit history required. Student credit cards are specially designed for young students with limited credit. Providers that offer these cards will accept applicants that may be considered a high risk by other lenders. However, applicants with a limited income must provide a cosigner unless the are over 21 years of age. Even with a cosigner, students may be looking at fairly high interest rates. The upside is that these cards give students the perfect opportunity to begin working towards a good credit score.
What are some popular credit cards available to college students?
Some popular credit cards for students are the Citibank credit card and the Discovery credit card. These two credit cards are designed for students and offer credit back incentives.
Which financial institutions offer credit cards for students?
Some institutions that offer credit cards for students include Discover, Citi, Journey, and American Express. For more information, as well as the ability to apply for the listed credit cards, you can visit the Credit Cards website.
What are the best three credit cards available for students with no annual fee?
The best credit cards for students come from the top credit card companies. No annual fee cards are available from Citibank and Discover, and Capital One.
Where is the best place for students to apply for credit cards with no credit history?
There are many companies that cater to students with no credit history. One of the largest companies is Chase but store credit cards are also good to start.
Is the average number of credit cards a college student has?
No I am sure that college students do not have the average number of credit cards.
Are the interest rates for student credit cards the same as cards for non students?
No, students are able to find specific credit cards with lower interest rates. These credit cards will also offer incentives related to you, such as: textbook protection, cash back of school purchases.
Who has the lowest APR credit card?
All lenders off a variety of credit products, including cards with low or zero APR from time to time. Generally, these offers are introductory on new cards and will last 6-12 months. Interest paid on credit cards is a huge source of revenue for lenders, so they are not inclined to offer low and zero interest products except as an enticement. Go to www.creditcards.com to review various lenders' offerings.
Does having more credit cards negatively impact your credit score?
Having more credit cards can potentially lower your credit score if you have high balances or miss payments on any of them. This is because having more credit cards increases your overall credit utilization ratio and can make you appear riskier to lenders.
Are the interest rates the same for student credit cards as they are for standard credit cards?
Student credit cards may eventually have the same rates as regular cards, but they often start with a 0% interest rate to get students started. They are designed to get students using credit cards for the first time in their life, so they offer excellent beginner rates.
What bank offers business credit cards?
All lenders offer credit products for business. Each of these lenders sets the standards and requirements for the issue of these cards. Consideration will be given to whether the business is established with established credit, or the credit worthiness of the principals of the business, which is frequently the case with new, small business. Your best bet is to speak to your lender about the options.
Are there really any very low interest rate credit cards?
The best way to avoid interest on credit cards is to a) pay them off entirely each month and b) don't use them except for emergencies. Lenders collect billions of dollars annually in interest; that's the point of credit cards: to create revenues for the lenders. Savvy consumers who want to pay low rates do not use credit cards, and so are not of interest to most lenders. Lenders offer a variety of credit products and run promotions nearly every month for low or no interest cards, though these rates are extended for six to twelve months and not for the life of the card. There is no benefit to the lender to extend low interest, so generally they only do so in the short-term. Go to www.creditcards.com to review a list of options from various lenders.
