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What country had the first credit card issuer?
The United States had the first credit card issuer, Diner's Club.
Can you reopen a credit card that was closed by the issuer?
No. The reason a credit issuer closes an account is because they no longer consider you an acceptable risk.
Which Indian bank is the largest issuer of credit cards?
icici
How do you convert euros to?
The credit card issuer will automatically convert the currency for you.
How many credit cards can you have with one issuer?
Generally, there are no limits, but once your debt to income ratio gets to high, all issuers my deny you. I have 4 credit card through one issuer.
How do you convert euros to dollars?
The credit card issuer will automatically convert the currency for you.
Why do invoice has many copies?
An invoice has about 3 to 4 copies. The original is retained by the issuer, the duplicate is for the buying department, the triplicate is for the treasury department of the buying company or the account office in layman's term. The quadruplicate can be with the issuer if it's a credit invoice or may be it could be the transport copy, depending on the situation.
Can credit card images be personalized?
Credit card images can be personalized depending on your credit card issuer. Most credit card issuers offer a service for credit card personalization for a fee.
If your request for credit is denied by a credit card issuer such as American Express does it negatively impact your credit score?
It can..it depends on how many open credit accounts you have. But will only have minimal impact on credit score.
From looking at your Equifax credit report how can you discern which credit cards will approve you and at what APR and credit limit?
You can't. All of those factors are at the discretion of the card issuer.
What is the apr on a credit card?
It varies - according to the issuer. A typical APR is around 19.8% for a credit card, or 37.5% for a store card.
Do you have to have a bank account with the bank that issues the credit card?
No - in most cases. As long as the credit card issuer can determine your credit worthiness, it doesn't matter where your bank account is. There is one exception. If you apply for a secured credit card, you must keep a 'security deposit' of a certain amount in the institution chosen by the credit card issuer (usually their own bank).
