Whose insurance pays when someone else hits your car?
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
If someone hits your parked car and you call your insurance will your rates go up or will their insurance take care of everything?
If your car is parked and someone hits it, your rates should not go up. The other car's insurance company should take care of everything, even if you have the same insurance company. You are entitled to have your vehicle repaired following an accident that was caused by someone else.
If someone hits a parked car then they are automatically liable.
If the person stole your car, they are responsible, obviously. Other than that, the insurance company will cover the damage if you have Comp coverage (you will be responsible for your deductible). You are ultimately responsible because you are the owner of your car and you let someone else drive it. You can't sue the deer.
Contact your insurance company imediately.
Your insurance would be liable. same qusetion but what if the car didn't have any insurance on it? In this case, both the driver and owner are in deep doo-doo. Injured parties will sue both.
Both of them are out
His liability insurance on his car should transfer to the vehicle that he is driving.
you pay alot of money stupid
The insurance company will take care of your damage,
why does someone always need to be at fault. its just an accident, get on with life and claim it on your own insurance, instead of trying to find someone to blame
If you have comprehensive but not full coverage and an unknown object hits your car while in a parking lot will the insurance pay for the damage?
No. Sorry, it will be an "out of pocket" expense for you. Yes it will. Just discussed this with my agent. Collision covers your vehicle damage if you hit something else and Comprehensive covers damage if someone (or something) hits you.
The insurance company of the car whose door was opened will pay for it.
What would happen if you are driving by yourself with a permit and no insurance and someone hits you?
your fcked basically
Uninsured Motorist Uninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
Yes, you should be covered if someone hits you or you hit them regardless of someone leaving the scene.
The insurance company has no reason to raise your premium, the situation was completely out of your hands.
My insurance canceled uninsured person hits someone in rear what happens to me
If you have no insurance you may get a ticket, but you will want a police report on the accident to claim their insurance, if they were at fault. so call the cops
No. You can spend the money on whatever you desire.
get a police report will out it you are screwed
You are simply because you have more responsibility when backing up to make sure it it clear.I found this out when backing out of driveway(mine) and someone turning in hit me.The insurance paid (we both had the same company) but cancelled my insurance.Alfa
Hopefully, they have insurance. That insurance should cover everything, including a rental car for you if needed. If your insurance has to cover you, it depends on your policy. This is a good question to ask your agent directly.
If someone hits your park car while you are in the store and someone witness it and left the information should I report it to my insurance company or wait until they insurance contact me?
I would call the person who hit you. Tell them you are calling your insurance company about it and tell them they need to call their insurance as well. That should start the process.
When you hit the ball or someone else hits it. Same as baseball.
Who can you inform if your ex patener took your car but does not have permission to carry on and use it even thou he has insurance?
If the car is in your name and your former partner will not return the vehicle call the police and report the vehicle stolen. I would not cancel the insurance because this can only cause you more problems if the person damages the car or hits someone else. If it is in your name you may be responsible for damages.
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
It depends on how much damage was done to the car. And also what kind of insurance policy they have.
File a report with the local police agency and report it to your insurance company.
What happens if you have named non owners insurance and you drive a car that is not insured and someone hits you?
you can get fined if the police finds out
Will the insurance companies add step points to your insurance if someone hits your car and leaves the scene?
No there is no surcharge on a hit and run accident but your deductible still stands. thanks for the question
As long as you have insurance you are covered under your insurance. Your insurance will pay the cost to get the car repaired. Now from here it is up to you to seek a lawsuit against the person who hit you if you have there information.
If you were off-roading in your Jeep without a driver's license or insurance in California are you liable if someone hits you?
If you were negligent absolutely.
That depends on your insurance coverage. If you have collision coverage, your insurance will cover your damages. If do not have that coverage and don't have the other vehicle license plate, unfortunately, you're stuck with all the bills.
No. But if you hit someone you can be subjected to criminal prosecution just like anyone else that hits someone.
Well, first lets make a complete sentence out of this: Who pays for the damages if someone that has no license or insurance hits your car? The answer is different for medical expenses and physical damage to your car. Medical expenses can be paid by your insurance company if you have "uninsured/underinsured" coverage. This type of coverage is usually very inexpensive and I recommend everyone has it. Literally a few dollars per year. For property… Read More
If someone hits your car and you have no insurance will their insurance cover your car if they were totally at fault?
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
What happens when a person with a learners permit but with no one fully licensed in an insured car hits someone else Will their insurance company pay the victim or is the policy void?
In Georgia the policy follows the vehicle. This would be vicarious liability and it would be covered. However the insurance company can possibly deny this claim cause the person driving the auto obviously didn't have permission by the insured to be driving this vehicle. That's a hard one to answer...
If someone hits you and it is their fault will their insurance cover your damage if your license is suspended?
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
Can the driver who hits you from behind with no insurance sue you for injuries because you have insurance?
People sue today for anything and everything. The question is could he win a lawsuit from someone he hit in the rear. In 2005 I would say anything is possible.
If you are out of state and someone hits your car it is their insurance company liable for the cost of getting your car back to your home for repair?
Not to your home no, only to a reliable shop in the area where your car was hit/damaged, usually approved by your insurance company.
If you are injured to the point that you cannot work, you may get awarded lost wages. However, you might spend the lost wages award to pay for the ticket you'll get for driving without insurance.
You can always file a claim on their policy. If they do not cooperate with their insurance company, the company has to give them the state required days to respond before they make a ruling on fault.
if they are dumb enough to tell you their real name sue sue sue sue sue sue
generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
You don't need to have insurance to collect on an insurance policy. Just call their claims department and they will get it started. The only issue is that in some states, such as New York, insurance is mandatory in order to register an automobile and be able to drive it. If you are in such a state, and you file a claim for an accident in which you did not have insurance, you could well… Read More
What does the insurance do when you are still paying on a truck and someone hits you and it gets totaled?
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.
If you like this guy and you have a boyfriend and the guy you like hits on you and eavesdropped on you talking abut breaking up with your boyfriend should you be going for him?
umm, why would you be going out with someone if you like someone else??
If a car hits your parked car do you have to accept what their insurance appraiser offers you in payment to repair your car even if it is not enough?
Almost certainly not. You are in no way at fault, so you should not have to pay for someone else's mistake. Contact your own insurance comany and ask them to discuss the matter with their insurance company.
What type of insurance will cover damages to your car if you hit a deer while driving through a parking lot?
Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God," which include hitting animals because it was an act of God that the animal was there at that time. Reading your insurance policy will clarify exactly which kinds of claims are covered by which types of insurance. There are 3 catagories for car insurance: 1. Liability (covers you if you hit someone else) 2. Comprehensive (covers you… Read More