If "third party" indicates a credit repair agency, please be advised. Such agencies cannot do anything that the debtor cannot to for themselves. If the defaulted debt(s) reported to the credit reporting agencies are valid, they cannot be expunged until the required amount of time has passed.
Please do not let representatives of aforementioned agencies pressure you into using their company as a way to "mend" a credit report. It simply is not possible.
Debt consolidation agencies are a different matter. The consumer should approach all such action with caution and only become involved when/if he or she completely understands all the conditions of entering into such a contract. Never agree to a written or verbal contract regarding such (or anything really) that is not completely understood and acceptable.
To all three credit bureaus.
yes phone, utilities, hospitals, doctors pretty much anybody with your personal info can report to credit agencies.
Yes Yes
Research paper or a report.
Experian Credit can easily be contacted via the phone or email. Additionally, one can visit experian Credit and ask for a free report in person. The very best way of all however is to submit a credit request online.
no, it doesnt
Only on your CREDIT REPORT. DMV doesnt care how you got it or got rid off it, as long as ya dont steal it or sell before ya pay for it.
Yes, credit report has nothing to do with Debt collection. What you should be looking for is State Statute of Limitation. Please type it in google and check the law for your state. Thanks!
One can obtain a free National Credit Report from any reputable credit report site. These include Free Credit Report, Equifax, and Annual Credit Report.
A report about your credit that is bad.
A credit report includes a list of every request for your credit report in the past two years.
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
In the United States, any institution that extends to you some form of credit can report to the credit bureaus.
There are many ways how a person can access or get a free credit report. There are websites such as, go free credit, free credit report, and credit report all offer free credit reports.
One can get a free credit report score from 'Experian' Other sites that offer free credit report scores include 'Credit Karma', 'my FICO' and 'Free Credit Report'.
You can view your credit report online using the one official annual free credit report agencies. It is Annual Credit Report. Do not bother with the others.
One could get an instant credit report from many different places. One Stop Credit Report gives fast credit reports, as do Credit Karma and Annual Credit Report. These three sites are excellent places to go for an instant credit report.