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A nosy banker may indicate a desire to further determine the overall risk of a borrower beyond that of conventional standards. This nosy banker may be quick to question the initial merits of a borrower, and their subsequent prying of information may help to ascertain whether the borrower has met the standards that the financial institution has set forth in determining creditworthiness. Enhanced underwriting standards of the nosy banker may have prevented the current global financial crisis.

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Q: Why is being nosy a good thing for a banker to have?
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