Check your policy. It is usually a supplemental policy to your regular insurance.
No
Aflac pays 2X as much in claims as in administrative costs.
$625
I'm an Aflac agent and I LOVE the company. They are honest, quick to pay claims, and offer financial protection for many, many people.
AFLAC is a supplemental insurance that pays for certain events in your medical life. Call the representative.
AFLAC does not issue major medical policies. Most of the products that it sells are in the nature of policies that pay a fixed per diem amount for hospitalization, disability, or other covered occurrences. Therefore, assuming coverage applies, the amount that it will pay will be a function of the per diem benefit that you selected and paid for when applying.
As a newbie Aflac agent of only six months, I have had a pretty good experience with the company. To those who claim that Aflac is a scam that requires you to pay them money in order to work, I find that to be completely false. My State Insurance license for two lines only cost me $75. And that money spent has nothing to do with Aflac. E&O Insurance also has nothing to do with working for Aflac. I did buy business cards from them, or so I thought, turns out it not a knickel went to Aflac. I got a great price though. I did attend three classes for which I had to purchase tickets to fly to another island (I live in Hawaii). But they re-imbursed me for part or all of my airfare, put me up in a hotel and paid for my lunches while attending class. Still sounds like a scam? I had to pay for taxi fare, but they spent more on my trip than I did. I admit that selling Aflac can be tough, especially in this economy, like selling anything. And Aflac's has the largest feild force in the world, but they are the first ones to admit that. The only thing I've seen where anyone is asked to spend a good amount of money, is on their computers. The computers do come with Aflac's own tech support. But an agent is not required to buy one. You can still use paper apps. And there are some small cash incentives if they do buy the computer and graphics table. The bottom line is that Aflac is a company with a very good history of paying on their claims. And that is what I would first look at before going to work for them or any insurance company.
Workers comp laws differ from place to place. Check with your place of work to see if they have any information. Failing that, talk to your local law offices or with an insurance company like Aflac.
Yes they do pay you, only on the accident part, it's ok through workers comp too, they can't touch your pay. It is allowed...
the presidents pay money to the work done in the country
the answer is sort of usually you pay a deposit so the fitters can get started then after all the work is done you pay the rest of the money.
No, not unless you deducted the cost of the insurance on your taxes.