Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
If the police can't find the car thief, your insurance will have to pay for it. If they CAN find the car thief and he/she has nothing, your insurance will STILL have to pay for it.
Car was involved in hit and run while parked on government property do i still pay for the damage with my insurance?
Yes, unless you can PROVE who it was, or that it was a government car, that hit you.
Most policies have a coverage for trees and shrubbery.
No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property damage liability. If you hit a parked car, then your Property Damage Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it...it's optional) would pay to repair your car.
If you or the other driver makes a claim yes.
If it was leagally parked, you should be asking what are your obligations if you hit a parked car. Your responsibilities are to pay the cost of fixing the Property of the person who's car you hit. Man up and do the right thing.
If I hit a car parked in my driveway while backing out would the owner of the car submit a claim to my car insurance or my homeowners insurance since it took place on my property?
HI, Working in a car insurance company, you would claim off your car insurance as the vehicle was involved in the accident, however because it was on your own personal property you may be able to claim off your house insurance depending on the terms of your policy, you will find most homeowners insurance only covers the house itself and not the surrounding gardens
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
If you have PLPD or no fault insurance and you hit someone from behind and their car is fine and yours is not will your car insurance cover it?
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
You have liability insurance but no collision coverage and your car was hit by another driver will their insurance cover your damages?
Yes, if they accept liability and they will pay up to the limit of property damage coverage.
The insurance will pay for the car you hit.
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.
What happens when you hit a car on private property and no police were called and the insurance company was not contacted until almost a month after the accident?
it might be considered as a hit and run or destroying private properity.
You do not need to know if the car you hit has insurance if you were at fault. It would not matter if they have insurance because you as the at fault would be responsible for the damages you caused. Answer If the owner of the car presented you some documents stating that his/her car has an insurance.
It should unless there was some illegal activity that had occurred and you had the proper coverages. There is no difference in a private property accident or a public street accident when it comes to paying claims.
You will receive a no insurance violation (major offense), and be liable for damages. If you are hit by a vehicle with no insurance, your insurance will cover the property damage (subject to the deductible) and injuries may draw from the Uninsured Motorist coverage on your policy.
If two cars are on private property and on car has no drivers license and the other car has no car insurance and they hit each other who is at fault?
The fault / cause of the collision has nothing to do with the location, who is or is not insured, or who is licensed. The question cannot be fully answered until "they hit each other" is defined.
No, You just need to call the utility company. They will take care of their pole. If a car hit the pole, The drivers auto liability insurance could pay the utility pole owner for the cost of repairs.
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
The Property Damage coverage on the car you were driving should cover the damage to your own car. In the event that the car you were driving didn't have insurance coverage then you may be able to make a claim under your own Collision coverage or Uninsured Motorist Property Damage coverage could apply.
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
My car was hit while being parked do i have to have insurance for it to be fixed Or does the person that hit my car insurance pay for the damages?
The other person pays.
Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.
No. Liability coverage takes care of any costs or damage you may do to other people and property during the course of driving, including both bodily injury to others and property damage. Collision insurance covers damage to your car when your car hits or is hit by another object, while comprehensive insurance covers losses resulting from incidents other than collision - floods, damage caused by external forces, and so on.
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
First call the person and get his or her insurance information, then call the insurer and file a property damage claim. If the person is uninsured you can file the claim with your own insurer.
Uninsured motorist property damage, or "UMPD", is basically a form of auto insurance that's one step above liability. Basically when you drive a car and only have liability, your insurance will only cover other vehicles in case of accident, as someone's else's liability or other insurance would cover you if you happen to have gotten hit. Now, if you were to get hit but that person lacked insurance and you only had liability, your only… Read More
If you have collision coverage then yes, car insurance companies will cover the damages caused to your car, or medical treatment required, within the stipulations of your policy. However, if you don't have collision or underinsured/uninsured motorist coverage, then you will not be covered for the damages to your property or self.
Motorcycle insurance is by far cheaper. The reason being if you hit another car with a car you can do some serious damage even kill people. Now if you hit a car on a motorcycle you will probably only kill yourself. Insurance companies could care less about the damage you do to yourself, so they charge less than car insurance.
You were involved in an accident and the dirver hit you from behind sending you into the car in front of you now that insurance company wants you to pay for the repairs what should you do?
Typically that is the way it works, They car behind who hit your car pays for your damages and the car in front that you hit will be covered by your insurance.
If you were forced into a concrete stairway and the driver of the other car took off can you get your truck fixed through your insurance?
Only if the car carries collision coverage or the residing state offers uninsured motorists coverage for property damage. (some states don't). Also, with a hit and run, depending on which state your in, will depend on whether or not uninsured motorists for property damage will apply with hit & run.
If you damaged someones property with your vehicle and you had no insurance. All you can do is pay for the damages out of your own pocket.
the insurance company!
In a three car accident with one impact from the last car is that car's insurance only responsible for the damages to the back of the middle car?
If with "one impact from the last car" you mean that the rear car hit the middle car and then the middle car, as a result, hit the front car, the rear car's insurance would be responsible for all damages. If the middle car first hit the front car and then the rear car hit the middle care, the rear car's insurance would only be responsible for the damages to the middle car. i.e. where… Read More
If you have uninsured motorist insurance and a hit and run driver hits your car will your insurance fix your car?
First, be sure that you have property damage coverage under your uninsured motorist as well as bodily injury. Then, be sure that you have filed a police report. If you have both of these things, there is a good chance you have coverage, but the final determination is up to the company.
They can only pay for the car damages, property damage other than the car, or personal injury. Property damage usually means damage to objects other than cars that were hit. Personal injury is your medical bills.
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
Property and liability insurance covers a range of possibilities such as passers-by getting hit by falling masonry from your home, people injuring themselves whilst at your property or the cost of repairing your property due to an accident.
if you have pet insurance that covers accidents then the insurance will pay
If you know who hit your car, and they have insurance, then, yes, they should pay for it, so long as you were not parked illegally. Let YOUR insurance company handle this for you. That's what you pay them for.
Sure you can sue anyone for anything. The question is will you win. Let's get this straight. You hit a parked car, and you want to sue the owner of that car's insurance company. And your reason is that the car was not registered. Well if the car was not registered then how did they have insurance? What does the fact as to weather the car was registered or not have to do with the… Read More
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!
What can you do Someone hit your car on private driveway you think you know who hit it but didnt see it happen Car that hit your car has a place on it and you confronted them they said didnt do it?
While "hit and run" is a violation everywhere in the US, whether on private or public property, the reality is that unless there is a significant amount of damage the police just don't have the time or manpower to thoroughly investigate minor fender-benders. The best thing to do would be to turn your information over to your insurance company and let them handle it. Rather than have to pay out their money to fix your… Read More
I would assume property damage is referring to whatever you hit or wrecked your car into.
victim compensated in hit/run stolen car
Yours, because the question is ... even though that car was illegally parked, what type of driving were you doing that caused you to hit it? No fault only applies to injuries. Property damage is the responsibility of the at fault driver.