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Answered 2010-11-28 11:53:15

If your insurance company finds out about the tickets it is highly likely that they will raise your insurance rate.


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I don't know for sure about CA law but generally speaking photo tickets do not impact insurance rates because they do not become part of your driving record.

yes it can also if u have too many tickets on your cdl (more than 3) possible u will not be able to switch insurance if u too many tickets ========= I've had a CDL for seven years, and have never had any increase to my insurance because of it.

In General, Non-Moving violations are not assessed points against you by insurers when determining your premium rate.

Generally, most insurance companies would consider this to be a minor violation and if it is your first ticket in some time might not raise your rates. If you have multiple tickets or other incidents it can make your insurance rates to rise

A traffic ticket could raise your insurance rates. It won't raise them right away, but may come into play when the insurance is being renewed.

Probably not, unless it extreme. Such as doing seventy in a school zone. I don't know how it is in any other state, but in Michigan, insurance companies look at if you have any major tickets in the past 5 years, which would be like a DUI, and if you have had any minor tickets in the past 3 years. If you have any tickets older then 5 years, then they don't count towards your insurance anymore.

It depends on the laws in your state or jurisdiction. The state I live in does not allow photo tickets to become part of your official driving record. Why would it matter? If you went thru the red light, you are guilty of a driving offense, right? So of course the insurance company will see that as a sure sign that you are a bad driver and raise you rates, accordingly. It does not matter if you got caught by a camera or a human in a uniform, you still blew the light, right? WRONG, dont listen to that last answer. There are many reasons you can get a ticket and not be responsible. Reason #1 your spouse or another family memeber could have used your car with/without permission and gotten one. Dispute it with the court within 15 days if possible and your case will be dismissed. They cannot prove in anyway that you were driving because they didnt physically pull you over to see, so the above answer is wrong! Will it affect your insurance, most likely it will, atleast in most states as long as you got a ticket, you will be affected unless you dispute it. What effect do red light/speeding camera tickets have on your car insurance premium? According to Dave Roush, CEO of, the tickets are categorized as a civil penalty, so they normally don't result in points on the offender's driving license nor do they impact the driver's auto insurance rate. Roush also notes that the best defense is to always drive with caution and care. Following these measures will help you maintain a good driving record and a lower auto insurance rate.

Getting a speeding ticket may raise your insurance premium rates, but it will depend on several factors. One is looking at your total ticket count over a period of time, like 12 months. If you have 3 speeding tickets in that time, your rates will most definitely be affected. If this is your first one, you may not see a difference.

Points on your license does not automatically raise your insurance until the insurance company looks at your record. This usually only happens when you change your policy or have an accident.

Each insurance company has their own policy, therefore you would need to check with that particular company. Was there an accident? What state did the violation occur? Do you have a license for that state?

Multiple, and/or constant accidents can increase car insurance costs.

No, insurance does not go up by the color of your car. I've talked to an insurance agent in person about it.

The answer should be blatantly obvious: NONE! In fact, that age your rates should be quite low even if you opt for full coverage. Remember, tickets and accidents are what raise your insurance.

Speeding is a sure sign that you WILL have an accident soon, and the insurance company is well with-in their rights to protect themselves against bad drivers. They do this in a number of ways. One is to raise your insurance costs, to make you more aware of your driving mistakes. Another way is to cut you off, based on your driving convictions.

It can definitely raise your rates.

I recommend you this site where you can compare quotes from different comapnies: INSURANCE-QUOTES-FREE.INFO

Running a blinking red light ticket is the same as a stop sign ticket usually. It will not increase your insurance unless your record is reviewed for some reason. For example you switch companies, or you have a claim where your insurance co. pays money out. Normally getting a ticket of any kind will not automatically raise your rates

There are quite a few factors that will determine how much insurance costs, I would call a local agent for a quote.

It is not required of insurance providers to offer roadside coverage, although most of them do. You can expect it to raise your insurance costs by an average of $80.

ask your insurance company and make sure your safe

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