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It's not likely that the damage can be undone. Anyone who continues to use credit cards when they have filed or are going to file bankruptcy is making a very big mistake. The bankruptcy will be dismissed, and the person making the charges will be in very serious trouble. Under the the bankruptcy code, fraud is presumed by law if the person filing has made any luxury purchases or cash advances totaling $1,000 or more within sixty days preceding the filing of the BK petition. In addition fraud charges can be brought if it is proven (and it usually is) that the person had not means nor intent to repay the debt incurred. Bankruptcy fraud is a federal felony that carries a 5-year federal prison sentence and fines for each guilty count.

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