Even though the HMO is the health care plan that most people have because it is the one offered by their employer, many people either overlook or do not consider the HMO's big brother, the PPO.
The PPO offers much more freedom to a policyholder than does an HMO, and aside from slightly higher premiums, the services of a PPO are much more straightforward and basically outstrip an HMO in all respects.
Employees should consider a PPO as a gap policy, to cover anything that an HMO does not, and to cover their family if their employer policy does not. It is simply much easier to go to doctors that you wish to go to and see specialists at any time with a PPO.
The major difference between HMO and PPO is the fact that HMO lets individuals choose doctors within a specific network, while PPO allows patients to choose their own health care provider.
Based on my personal experience and extensive research, PPOs give you the most flexibility; the downside is a higher premium. I am in a PPO currently, after running into unacceptable out-of-pocket costs with an HMO.
rhino
LevelMatchPasswords16All vs BermudaN/A15All vs NetherlandsCRICKET14All vs CanadaFOOTBALL13All vs ScotlandSPEEDWAY12All vs KenyaBASEBALL11All vs IrelandDAGGY10All vs ZimbabveDINGO9All vs BangladeshCARTMAN8All vs West IndiesCLASSIC7All vs Sri LankaMICKEY6All vs PakistanMCBEAR5All vs New ZealandROCKET4All vs EnglandBGARK3All vs AustraliaMONKEY2All vs IndiaBEEFY1All vs South AfricaTUGGA
Whitebeard
pinhead from hellraiser
mechagodzilla
Man vs ManMan vs NatureMan vs HimselfMan vs GodMan vs Society
the fallen
it would come down to hulk and juggernaut. but i choose hulk. sorry juggernaut fans.
bloods vs crips ms-13 vs latin kings hells angels vs. pagans judaism vs. world catholism vs. protestan blacks vs whites chinese vs. japanese mario vs. sonic sparta vs. persia hitler vs. elie wiesel justice league vs. legion of doom x-men vs. avengers marvel vs. capcom roe vs. wade axis vs. allies terrorists vs. counter terrorists red vs. blue purple parrots vs. green monkeys chum bucket vs. krusty crab rocky vs. apollo hillary vs. obama bloods vs crips ms-13 vs latin kings hells angels vs. pagans judaism vs. world catholism vs. protestan blacks vs whites chinese vs. japanese mario vs. sonic sparta vs. persia hitler vs. elie wiesel justice league vs. legion of doom x-men vs. avengers marvel vs. capcom roe vs. wade axis vs. allies terrorists vs. counter terrorists red vs. blue purple parrots vs. green monkeys chum bucket vs. krusty crab rocky vs. apollo hillary vs. obama bloods vs crips ms-13 vs latin kings hells angels vs. pagans judaism vs. world catholism vs. protestan blacks vs whites chinese vs. japanese mario vs. sonic sparta vs. persia hitler vs. elie wiesel justice league vs. legion of doom x-men vs. avengers marvel vs. capcom roe vs. wade axis vs. allies terrorists vs. counter terrorists red vs. blue purple parrots vs. green monkeys chum bucket vs. krusty crab rocky vs. apollo hillary vs. obama
the 77 crocodiles