Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.
No, unfortunately your own car insurance does not cover your budget truck rental. However, when you rent the truck there should be rental insurance available.
== == Can you answer this question, providing useful price comparisons and the like based on your own experience, WITHOUT advertising a service you yourself provide? I haven't heard of insurance companies having a policy that relates just for rental cars. My suggestion is if your personal insurance doesn't not cover a rental car, to get it directly from the rental car company that you rent from. Should you buy insurance for a rental car? No, if you already have insurance on a car you currently own, it will also cover rental cars
If you have car insurance, your own policy may cover accidents in rental cars -- check with your insurer. The rental agency will also make available an insurance policy that will specifically cover you in their vehicle, regardless of what your own insurance carrier may cover. Such insurance is worth the cost, in my opinion, if for no other reason than eliminating most of the hassle if you do have an accident. Insurance purchased at the time of rental usually has a deductible, perhaps $250, that may or may not be taken out of your rental deposit. If your insurance carrier does not cover rentals, and you did not purchase insurance from the rental company at the time you rented the car, you may be legally liable for the entire cost of the car's repair
Sometimes your own car insurance will also cover you in a rental car, but that is not always true. Therefore it is necessary to have adequate coverage according to California law.
In California you have to be at least 25 years old to rent a car. Insurance companies will not give an 18 year old rental car insurance. If you do find a rental car company that will allow you to rent a car from them, the insurance you have on your own vehicle will cover the rental car as well.
In general this depends upon the value of your current car. If you have a new car that's approximately the same value as the car you are renting then your car insurance is usually sufficient. If your own car is significantly less valuable than the rental then your own insurance will probably be insufficient and you should get more coverage on the rental. Since the Rental Agency has your credit card number and might potentially charge you for anything your insurance didn't cover you should do your research. It's usually best to have your own insurance ammended to cover rental cars.
You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have personal insurance, I would definitely take out the rental cars insurance.
Presumably because the other driver's insurance doesn't cover that expense. Check into your own insurance policy to see if maybe your own insurance does.
Yes you can. On the rental contract there is a box you can check that states you want to use your own coverage. Some rental places won't point this out to you because they can charge you more to use their insurance, but you not required to take what they offer and can use your own. OPCF 27 covers rental car insurance.. as long as you have that and physuical damage coverage on your policy then your covered.
The rental car companies should have coverage. If not check with your own insurance provider
Find out first if your own insurance will cover you in the rental care. If so, you don't need rental insurance. Also, it is wise to take the time to choose the type of rental insurance you want should you decide to purchase it. Here is some good reading information on that: http://www.foxbusiness.com/personal-finance/2011/06/22/rental-car-insurance-is-it-worth-price/
Rental Car InsuranceIf you do not own a car and need insurance for a Rental Car, You will need to Buy the Insurance that the Rental car Company offers with your rental. Do Not buy Non-Owners Insurance with expectations of it covering a Rental Car, It will Not. Many people have tried this and regreted it. Non owners policies are for unplanned, unexpected usage of an automobile.A rental car necessitates both a plan and an expectation of usage, thereby voiding all coverage under the nonowners policy.Non Owners insurance would not cover you in a Rented Vehicle nor would it cover anyone you hit. The insurance company would simply deny coverage for the claim. It would be the same as Driving "Un-insured". You will be left with Traffic tickets for driving without the appropriate insurance and will be held personally liable for all damages.