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Depends on your situation, chapter 13 is easier on your credit, chapter 7 dismisses your debts if you qualify but hurts your credit more and stays on your report for 10 yrs. Check with a lawyer, most offer a free 1 time counsiltation and will advise you of your options.

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17y ago

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Related Questions

Can you file again if you filed in may 2005 on chapter 7?

You can file a chapter 13 bk, but NOT another chapter 7.


In Kentucky How long after bankruptcy can you file chapter 7 and can you file chapter 13 after chapter 7?

You can file bankruptcy again 7 years after the last time you filed.


Are you allowed to keep your primary home and investment property if file you chapter 7 or 13?

If I file chapter 7 or 13 how long can I stay in my house?


If someone files chapter 13 in 2004 can chapter 7 now be filed?

if you filed chapter 13 and it was discharged in 2005 can you file chapter 7 in 2009


Can you file chapter 13 bankruptcy in June 2010 after filing chapter 7 bankruptcy in June 2006?

You can file Chapter 13, but you would need to pay all creditors in full because you are not eligible to receive a discharge. If you want file Chapter 13 and receive a discharge, you must wait to file until 6 years have passed since your Chapter 7 case. You would to wait 7 years if you want to file another Chapter 7 case.


Refile chapter 7?

How soon after filing Chapter 7 Bankruptcy, can you file either Chapter 13 or Chapter 7 Banruptcy again?


If you filed a chapter 13 in Texas and now live in Mississippi can you file a chapter 7?

Bankruptcy is Federal, not state. While your state of residence changes which federal district you are in, it does not change your eligibility to file.


How can you convert from a Chapter 13 to a Chapter 7 without your spouse even though both are on a dismissed with prejudice Chapter 13?

Since its dismissed w/ prejudice - Wait 180 days and file an individual chapter 7. Your spouse does not have to file.


You have huge debt medium income do not want chapter 13 will divorce let us file chapter 7?

Divorce will not affect filing chapter 7. If the divorce is final, you will have to file separate chapter 7s. If the divorce is not final, or has not happened, you can file a joint chapter 7.


How long do you have to wait in order file file chapter 7 bankruptcy again?

chapter 7 filings 8 years from the time of discharge and the time for filing a chapter 13 after a chapter 7 discharge 4 years.


If Husband and you filed chapter 13 in June but he lost his job in December and now you need to convert to a chapter 7 the only problem is he filed chapter 7 in 2004 can you still file a chapter 7?

You would be able to file for chapter 7 but not your husband.


Can you file chapter 13 bankruptcy after you have filed a chapter 7 in Indiana?

A chapter 13 bankruptcy can be filed if it has been at least 4 years from the date of the discharge of a chapter 7. Nonsense. You can file a chapter 13 the day after the 7 is closed. You may not be eligible for a discharge, but the point of doing a "chapter 20" is usually to dump the unsecured debt in the 7 and use the 13 to get caught up on the mortgage, for which no discharge is necessary.