Yes, they will have a lower interest rate for someone of average credit. Most cards have around 2.5% interest while American Express has 1.9%.
Does American Express have any hidden fees?
It depends on which AMEX card you get. AMEX does offer a "clear" card with no fees, but no reward program either.
What is american express annual fee?
American Express offers several different cards, all with different fees. The card with the lowest, Zync, has an annual fee of $25/yr. Above is the Green Card, with an annual fee of $95/yr. Next, the Gold Card, costing $125/yr. Finally, Platinum costs $450/yr. All of these cards have no interest rate, requiring that you pay in full at the end of the billing month. American Express does have a line of credit cards with no annual fee, but they generally come with hefty interest rates.
Is there any american express card that offers cash back?
Yes, there is a BlueCash line of cards that include this reward. There is no annual fee and the cash back percentage varies depending on the purchase category.
What benefits does american express give its customers?
American Express gives various benefits to customers. With American Express, you can get reduced travel rates, cash back, and low interest rates.
What is the best rate that American Express offers?
Rates vary based on credit score and type of loan (credit card, line of credit, etc.) Introductory rates may be different than later rates imposed. An average rate may be around 13 percent.
Where can you apply for an American Express Blue card?
Any bank associated with American Express can assist you with the application of an American Express Blue card. Or, you can apply online.
What are the benefits of having an American Express Blue card?
American Express Blue card has the wonderful distinction of having swipe-less technology. It also offers no annual fees, a rewards program, and no interest for 6 months after purchase as a few of its perks.
Are there any rewards you can earn if you use the American Express card?
There are many different kinds of rewards that can be earned through an American Express card, including cash-back, gift cards or travel miles.
Where can you fill out forms to quality for an American Express Card?
The American Express website is a great place to find these forms. They have an easy online process to see if you qaulify for the card.
Do you have to have exceptional credit to be approved for an American Express card?
You do not have to have exceptional credit to be approved for an American Express card. It is good to have a good credit rating for this card for better rates, but it is not necessary.
How much is the interest rate for an american express card?
They don't have interest rates they just have member fees. You have to pay these fees each month in order to keep the card.
Are there fees associated with American Express Rewards?
Yes, but it also depends on what kind of American Express card you have and what type of rewards it offers.
What type of problems have people faced with American Express Rewards?
Some problems people face with American Express Rewards are things such as; not receiving correct or on time rewards, people don't know how to redeem their rewards, etc.
What are some limitations in the American Express Rewards program?
Some of the limitations for the American Express Rewards program is that you can not use the rewards on holidays or weekends for travel.
How can you accumulate American Express Rewards?
You can accumulate rewards by getting points. They way you get points is to use your card for all the purchases you can.
Is there a rewards program for the UK American Express?
Yes, there is a rewards program. You earn one point for the rewards program for virtually every pound you spend.
Does American Express UK offer rewards services that can be transferred to a United States account?
If you are moving from the UK to the United States, you may transfer your reward points to you new card if it is enrolled in the Membership Rewards program.
Are the interests rates on an american express UK card the same as in the US?
Because of the currency differnce, the interest rates are not the same. You can check with the credit card website to view the various cards.
Can you get rewards from American Express UK?
There are several types of rewards available from American Express UK such as Nectar points, Membership rewards, Cashback, BA Miles, and Starpoints.
When was amex card put on the market?
American Express put the gold card on the market in 1966 and put the platinum card on the market in 1989.
What are the preconditions to obtaining an American Express credit card?
Applications for the American Express credit cards requires a credit approval. A credit rating/report is accessed by the creditor to determine whether the applicant meets the conditions to carry the card.
What are amex rewards and how do you earn them?
American Express rewards are how American Express rewards its customer and there customers can earn them by using their card.
Does your American Express Card offer Amex Rewards?
Yes my American Express Card offers Amex Rewards. Amex Rewards can include gift certificates, gas cards, or air line miles.
Is a Visa card accepted at more places than American Express?
Although American Express is acceppted at most places in the U.S., Visa is accepted at more places and is considered the most accepted credit card in the world.