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Commercial Bank and Checking Accounts
Checking accounts are deposit accounts that allow customers to deposit or withdraw any amount of money, subject to funds’ availability. Most commercial banks offer checking accounts to both individuals and companies.
3,404 Questions
Where can one find information on personal checking?
To find information on personal checking accounts, please contact your Bank. If you are not registered with a bank or do not have any type of account with a bank, please contact the following banks that can assist you with opening a checking account: Chase Bank, Bank of America, Wells Fargo Bank, Bank of New York Mellon or Capital One.
Where can one go for checking account information?
Banks provide information about checking accounts. One can go to a local Wells Fargo, Chase, SunTrust, or other banks. One can also go to the banks' websites for information about checking accounts.
How can a person find out if their bank offers totally free checking?
Check the bank's web site. Make sure to read the fine print, as many banks have a minimum deposit that you must maintain to avoid being charged a monthly fee.
Where could one go to get a free Small Business checking account?
To get a free bank for small businesses, one can go to U.S. Bank National Association and apply there. Also, U.S. Bank National Association has free internet banking with Bill PAY.
What are some methods for checking accounts for bad credit?
One method of checking accounts for bad credit is to do a credit check on the required company. One would need a couple of their creditors to call and verify payment history and missed payments. Many companies who offer credit to clients often check accounts in this matter.
Where can one find information on what a margin account is?
There are several available online sources where one can learn what a margin account is. Just a few of them are Investopedia, Themargintrader, Etrade, and Investingonline.
How do you write a check for 499.00?
Four hundred ninety-nine and 00/100
- The word 'dollars' is usually already printed on the check
Can you drop your name off a joint checking account?
Yes it is possible to do so - PROVIDED - the account is in credit and the other account owners agree.
It is best to do this in writing (see related question below).
If the account is in arrears (overdrawn) the bank will not let you do this as you are joint and severally liable for the debt.
Which Canadian banks offer high interest checking accounts?
Schwab Bank is one of the highest Canadian banks that offer high interest checking accounts. As of March 13, 2013, their annual percentage yield is 0.10 percent.
How can one apply for a free online checking account?
Go to a bank's website and find where it says "New Accounts". Click on the link and fill out application. It can take anywhere from 24-72 hours to complete.
What are some advantages of opening a checking account with HSBS US branch?
In banking with HSBC US, you can get a free debit card, use free online bill pay, and are charged no fees at HSBC ATM's. Depending on what type of account you open, the fees are quite low and you can write up to a certain number of free cheques per month.
Where can one get information on ING direct savings account?
To get information about their checking accounts, either visit one of their branches or check for an on line representative who could answer all of your questions.
Where can one find more information about opening online checking accounts?
One can find more information about opening online checking accounts from Citi Bank, Bank of America and Nationwide. Checking account is the type of accounts that one can use to deposit as well as withdraw cash from the account.
Where can one find information on how to open a checking account?
A local bank is the very best place to find information on how to open a checking account. Each bank has different incentives, interest rates and promotions. Some banks will even offer a gift card for opening an account.
Can you name some Christian owned Banks?
Some Christian-owned banks include the Evangelical Christian Credit Union (ECCU), which serves churches and ministries, and the First Liberty Bank, which focuses on serving faith-based organizations. Additionally, the Stewardship Credit Union caters to the needs of Christian individuals and groups. These institutions aim to align their banking practices with Christian values and principles.
Can you deposit cash into a friends bank account?
Yes, if you know the account number. You will get a receipt for the deposit, but it will not show you your friend's account balance.
How does one open a checking account online?
Most banks offer customers the ability to open a checking account online. Each bank has their own verification and requirements. Check the bank website for the steps required to open a checking account online.
How do you balance inquiry my ATM online?
You cannot perform a balance inquiry on your ATM - Online. You have to either login to your bank account using online banking to check your balance or visit the nearest ATM and use your ATM/Debit card to check your balance. You cannot access your ATM online.
What are the principles of online checking?
The principles of online checking are borrowing and and saving at a bank institution. This is done at your bank branch with your account that you have there.
