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Commercial Bank and Checking Accounts

Checking accounts are deposit accounts that allow customers to deposit or withdraw any amount of money, subject to funds’ availability. Most commercial banks offer checking accounts to both individuals and companies.

3,404 Questions

Where can one find information regarding accounts checking?

If you know the bank you plan to be a member of, there is a chance that the bank's official website will have an online specification page as to what the different checking accounts have to offer.

Where can one find more information about First Direct bank accounts?

One can find information on First Direct bank accounts from: First Direct, Money Saving Expert, Money Supermarket, Business Case Studies, Confused, The Big Choice, This is Money, Wikipedia, to name a few.

Where can one find free bank accounts online?

A person can find free bank accounts online at State Farm, Capital One, and Bank of the West. There are also many different ways to find free bank accounts online.

What should a company look for when signing up for business checking accounts?

A company looking for a business checking account should look for incentives such as higher interest rates and no fees. A company may also want to consider a bank that handles payroll for their employees.

Where might one look on their checks to find their checking account number?

The checking account number is not located on the check. The number located on the check is the check number. If one wants to find their checking account number, they must call the bank to find out.

Where can one find information on current bank accounts?

Information on current accounts can be found on the bank's website. You can also find out about them in-store or by telephoning. Current accounts vary a lot and some charge a fee, while some come with benefits such as free insurance.

Where can one get information on opening checking and savings accounts?

One can get information on opening checking and savings accounts at a local TD Canada Trust location near your house. At TD, they give you the option of opening many types of accounts.

Which banks in Wachovia offer a free checking account?

All Wachovia Banks offer free checking accounts. They are even offering a $50 bonus for opening a new free checking account. The accounts have no monthly service fee, no minimum balance and no direct deposit requirement.

How can you find more information about off shore bank accounts?

One looking for information on off shore banking may refer to the Washington Post homepage and complete a search. Many of the articles that address economic issues such as off shore banking come from the Associated Press--another credible and comprehensive resource.

Where can one find information on personal checking?

To find information on personal checking accounts, please contact your Bank. If you are not registered with a bank or do not have any type of account with a bank, please contact the following banks that can assist you with opening a checking account: Chase Bank, Bank of America, Wells Fargo Bank, Bank of New York Mellon or Capital One.

Where can one go for checking account information?

Banks provide information about checking accounts. One can go to a local Wells Fargo, Chase, SunTrust, or other banks. One can also go to the banks' websites for information about checking accounts.

How can a person find out if their bank offers totally free checking?

Check the bank's web site. Make sure to read the fine print, as many banks have a minimum deposit that you must maintain to avoid being charged a monthly fee.

Where could one go to get a free Small Business checking account?

To get a free bank for small businesses, one can go to U.S. Bank National Association and apply there. Also, U.S. Bank National Association has free internet banking with Bill PAY.

What are some methods for checking accounts for bad credit?

One method of checking accounts for bad credit is to do a credit check on the required company. One would need a couple of their creditors to call and verify payment history and missed payments. Many companies who offer credit to clients often check accounts in this matter.

Where can one find information on what a margin account is?

There are several available online sources where one can learn what a margin account is. Just a few of them are Investopedia, Themargintrader, Etrade, and Investingonline.

How do you write a check for 499.00?

Four hundred ninety-nine and 00/100

  • The word 'dollars' is usually already printed on the check

Can you drop your name off a joint checking account?

Yes it is possible to do so - PROVIDED - the account is in credit and the other account owners agree.

It is best to do this in writing (see related question below).

If the account is in arrears (overdrawn) the bank will not let you do this as you are joint and severally liable for the debt.

Which Canadian banks offer high interest checking accounts?

Schwab Bank is one of the highest Canadian banks that offer high interest checking accounts. As of March 13, 2013, their annual percentage yield is 0.10 percent.

How can one apply for a free online checking account?

Go to a bank's website and find where it says "New Accounts". Click on the link and fill out application. It can take anywhere from 24-72 hours to complete.

What are some advantages of opening a checking account with HSBS US branch?

In banking with HSBC US, you can get a free debit card, use free online bill pay, and are charged no fees at HSBC ATM's. Depending on what type of account you open, the fees are quite low and you can write up to a certain number of free cheques per month.

Where can one get information on ING direct savings account?

To get information about their checking accounts, either visit one of their branches or check for an on line representative who could answer all of your questions.

Where can one find more information about opening online checking accounts?

One can find more information about opening online checking accounts from Citi Bank, Bank of America and Nationwide. Checking account is the type of accounts that one can use to deposit as well as withdraw cash from the account.