Stop Loss PoliciesThe following are the most common Stop Loss/Stop Movement (SL/SM) As. SL will continue to be addressed until the policy is no longer in effect as of 1 January 2010. Active Army (AA) units deploying on or after 1 January 2010 will not be subject to stop loss policies. Stop movement policies will remain in effect for all AA units deploying to participate in OIF and OEF.

After the stop loss is reached the insurance company normally pays 100% of the losses. Read the policy to make sure that this is the case as different policies can vary.

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Aggregate stop loss has to do with Stop loss insurance when involved with all the employees at a set threshold, Spec. Stop loss is the singular employee's status of either staying under or over set stop loss threshold at a specific period in time.

Medical Stop Loss is a product purchased by employers that self-insure their medical plans. Under a self-funded health plan, the primary insurer is the employer and the stop loss carrier can be thought of as a reinsurer.

There are two kinds of medical stop loss coverage, specific stop loss and aggregate stop loss. Specific stop loss protects the plan against large claims on individuals and aggregate stop loss protects the plan from having overall high paid claims.