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That's a very good question. The best bet is to simply try around at various banks. One might get lucky and be able to open an account. One might also wish to read up on their website for information.

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12y ago

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How do you get a checking account with bad credit?

Credit scores have nothing to do with checking accounts. Unless you've had major overdraft issues with a previous checking account you will have no problems opening a new one.


What is the advantage of using a checking account?

One advantage of using a checking account is that you can pay only with money you actually have in your account, which can help you avoid overspending and getting into credit card debt.


What happens if you transfer money from your checking account to your credit card?

When you transfer money from your checking account to your credit card, you make a credit card payment. If you do not have a balance owed on your credit card, then you will have credit or a positive balance on your card.


Have bad credit no account but i have a credit card prepay have a job need a loan today what i need to have to receive one?

Yes, you can get Bad Credit Loan.


What is Account type of credit Union account?

At a credit union, you can have checking, savings, money market, etc. just like you would have at a bank. One difference is that credit unions are owned by its members (account holders), rather than stockholders.


What are some methods for checking accounts for bad credit?

One method of checking accounts for bad credit is to do a credit check on the required company. One would need a couple of their creditors to call and verify payment history and missed payments. Many companies who offer credit to clients often check accounts in this matter.


Where can one find more information about fixing a bad credit merchant account?

Information on fixing a bad credit merchant account can be found online. Websites such as 'Instabill', 'High risk-Merchant Account', and 'Emerchantbroker'.


Is a credit card needed to sign in to Bank of America?

No, a credit card is not needed to sign into Bank of America. One can have a checking account, a savings account, or other business with Bank of America without having a credit card.


How does one accept credit cards?

To accept credit cards, you need a special service called a merchant account. Merchant accounts basically is a very special bank account which deposits money taken from credit card transactions into your checking account. There are many ways that credit card transactions are submitted, such as online through payment gateways, or in a retail store through a credit card terminal, but at the end of the day, funds go into your merchant account and eventually your business checking account.


Where could one get a Merchant account with bad credit?

One could get a Merchant account with bad credit from Durango Direct, 2Checkout, eWay, Safe Charge, Card Processing Solutions and Sagepay companies. A merchant account is usually set up for businesses that accept credit or debit cards as part of their payment options.


What are the purposes of a checking account?

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How can a Schwab credit card be obtained?

A Schwab credit card can be obtained from applying on the official 'Charles Schwab Bank' website. One can apply for a checking or savings account with them and get a credit card.