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A creditor cannot harrass anyone. It is a direct violation of the FDCPA. The problem is defining what creates a harrassment situation. Power of Attorney, (unless restricted by the court) gives the person the legal right to act on behalf of the incompetent person. Such as filing for bankruptcy, contesting a lawsuit, an so on. The best option is to contact the attorney who assisted with the POA. Or a consultation (usually free or minimal fee) with an attorney to explore the legal options.

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8y ago
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8y ago

It all depends on what you mean by harass. A creditor can contact the attorney in fact to pay a past due bill since the AIF is the one responsible for paying the debts of the principal. It is a commonly known fact that when a plaintiff files a lawsuit to go after money owed, the defendant often mischaracterizes the plaintiff’s requests for payment as harassment.

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Q: Can a creditor legally harass the person having general power of attorney for a debtor?
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