A collection agency will say or do anything to get you to pay. They will harass you, your family, and your co-workers. It doesn't matter whether you actually owe the debt or not as far as they are concerned.
Many people will pay bills when they are not really liable just to get them to stop. That is why they continue their often illegal tactics.
It would be very unusual for them to sue over 1200. However the negative report will stay on your credit for seven years. If you do decide to pay try to get a written agreement that they will remove any negative report.
The answer depends entirely on what the loan authors suggest as a time period to pay. You may negotiate however for an extended time period but this more into human ethics and is more or less irrelevant.
They won't reduce your debt. However, If you're in difficulties, credit card companies would rather negotiate a lower payment rate over a longer period - than default your account. They would normally try to help a customer than go down the legal recovery route.
If you have good credit, you can apply for a balance transfer credit card with a 0% intro period so you can save on interest for up to a year and a half. You can also work with a debt settlement company to help you negotiate with your lenders to pay off your debt for less than you owe.
It's a time period defined in a real estate contract (in residential contracts usually somewhere around 10 days) during which the buyer can back out of a binding agreement for whatever reason without any penalties like e.g. losing the earnest money. The due diligence period is especially important in buyer beware states because the buyer has to verify and check everything important to him prior to finalizing the purchase of a home. Typically, during this period the buyer will have a home inspection done, a pest inspection, a radon inspection, a survey etc. depending on what is important to know. If e.g. a home inspection uncovers issues with the property then all negotiations with the seller to fix the issues or reduce the price or whatever else the buyer wants to negotiate have to be concluded prior to the end of the due diligence period. If no agreement can be reached the buyer can terminate the binding agreement, get the earnest money back and walk away.
If you can't pay - contact the card company now ! Explain you're having difficulties meeting the payments and ask them to calculate a lower payment rate over a longer time period. Do not let it get to the legal stage, as they'll add legal fees to your existing debt ! Most companies will gladly negotiate a lower payment over a longer time, than instigate legal proceedings.
The refractory period is when a muscle is temporary unable to respond to stimuli refractory period
The refractory period is when a muscle is temporary unable to respond to stimuli refractory period
NO! Especially in California. It is illegal to threaten you period. My advise is to get a lawyer asap and have them take the case.
A refractory period is a period of time in which a muscle or nerve is unable to respond to a second stimulation, regardless of the intensity of the stimulation. This period is necessary to prevent sustained muscle contractions or nerve impulses, allowing the tissue to recover and reset before being stimulated again.
Period can be a noun or an adjective. As a noun: She had long periods of depression. As an adjective: He's an avid collector of period furniture.
Period can be a noun or an adjective. As a noun: She had long periods of depression. As an adjective: He's an avid collector of period furniture.
Absolute refractory period
as much as a collector is willing to pay for it , period
The Relative Refractory Period
Strikes threaten industry by shutting production down for a period of time. If the workers refuse to work until their demands are met, than the company loses product, which causes loss in revenue.
The period between his escape from Elba and his final defeat at Waterloo was called The 100 Days.
The answer depends entirely on what the loan authors suggest as a time period to pay. You may negotiate however for an extended time period but this more into human ethics and is more or less irrelevant.