This will have a LOT to do with the definition of total disability your policy provides you. If you purchased a True Own Occupation Disability policy, then Yes you can work as a practice owner and still receive 100% of your Disability benefits. The primary requirement is that you continue to be unable to perform the material and substantial duties of a Dentist.
If the policy you purchased has a Modified Own Occupation definition of disability that working as a practice owner and earning an income will have a negative effect on the benefits you receive from your Long Term Disability insurance.
need a cheap dentist on a fixed income.
I need a dentist that would accept that I'm in a low income.
Will not be a part of your income for the earnings test. Go to the SSA gov web site for more information Click on the below Related Link
i need a list of low income dentist in st john co fl
no
This will depend on whether this increase is temporary or permanent (winning the lottery or increased salary). A temporary increase in income will mainly lead to a temporary increase in savings, whereas a permanent increase in income will increase current consumption. This is referred to as the permanent income hypothesis.
No it is not. According to PI-H you need to have a consumer behaviour which is based on your permanent income, but if you are very sensitive about your income today your consumption today will depand on your income today so they are not consistent.
These are abbreviations for the legal terms - Professional Corporation or Professional Association. A PC or PA dentist is one who has incorporated his practice for income tax purposes. These abbreviations have nothing to do with his or her ability as a dentist.
TEMPORARY ACCOUNT
16th Amendment
It is possible that you could have some taxable income from a disability payment amount.
Call a dentist local to you and ask for references. They'll be able to send you to an affordable dentist who does good work, or give you reasonable rates themselves