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This will have a LOT to do with the definition of total disability your policy provides you. If you purchased a True Own Occupation Disability policy, then Yes you can work as a practice owner and still receive 100% of your Disability benefits. The primary requirement is that you continue to be unable to perform the material and substantial duties of a Dentist.

If the policy you purchased has a Modified Own Occupation definition of disability that working as a practice owner and earning an income will have a negative effect on the benefits you receive from your Long Term Disability insurance.

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Q: Can a dentist on permanent disibility own practices and make income from them?
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