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In most cases, no. Per credit card company rules, the person who signed the back of the card is the only person allowed to use it, and if the signature on the back of the card doesn't match the signature on the charge draft, then an ID check is triggered and the retailer has to verify that the person presenting the card is the person named on the card. It has to be that person, not their husband/wife/etc. If the husband/wife is an authorized user on the wife/husband's account, the credit card issuer would issue an additional card for that authorized user.

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Q: Can a spouse use your credit card if their name is not on it?
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Can a spouse continue to use a credit card of deceased husband?

No. She must get a credit card in her own name since the guarantor on the account is deceased.


Can your company force you to use a corporate credit card that effects your credit?

If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.


Can i use my husbands credit card if my name is not on the card?

Absolutely NOT !... If you do - you would be committing fraud !


Who is responsible when your spouse uses your credit card and leaves you with the debt?

You are, I'm afraid. Your credit card is a binding contract that makes you responsible for all debts incurred. It is your responsibility to collect from anyone that you allow to use your card. If the use was without your consent, then it gets a lot more complicated.


Can a husband who is unable to obtain a credit card use his wife's extremely good credit rating obtain a credit card on line without his wife's knowledge?

No, because when the credit card company access the credit bureau, they access the name who applies for the credit card, not the spouse's name. It's the primary cardholder who is fully responsible for the debit. If the wife gives her husband an authorized user card from her credit cards and the husband doesn't pay. The wife's credit card will be destroyed if she doesn't pay the debit (even the charges he makes) So make sure you both keep your credit cards separate so that you both maintain your own good credit histories. Especially (heaven forbid) you both separate/divorce

Related questions

Can a spouse continue to use a credit card of deceased husband?

No. She must get a credit card in her own name since the guarantor on the account is deceased.


How to hide credit card statements from your spouse?

The best way to hide certain transactions from your spouse is by using aprepaid debit card ( http://www.mycashplus.co.uk/cashplus-card-uses/bank-account.aspx ) You can store money on it and use it for discreettransactions, these will not show up on your bank or credit card statements because you won't need to use them


How do you remove my name from credit card from credit report?

To do that you have use whiteout


Can a surviving spouse use her deceased husbands credit card?

Only if she is also on the account. If not, then absolutely not. You can get yourself in a heap of trouble by using the credit card of a deceased person. You must notify the credit card company of the death and close that account.


Credit card co signer?

i had a credit card in my name i was just a signer on it but i did use it can i get into trouble with the law for this i was given permission by the main card holder that i could use the card


Can your company force you to use a corporate credit card that effects your credit?

If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.


Can i use my husbands credit card if my name is not on the card?

Absolutely NOT !... If you do - you would be committing fraud !


Who is responsible when your spouse uses your credit card and leaves you with the debt?

You are, I'm afraid. Your credit card is a binding contract that makes you responsible for all debts incurred. It is your responsibility to collect from anyone that you allow to use your card. If the use was without your consent, then it gets a lot more complicated.


How do you report someone using a deceased spouses credit card anonymously?

A spouse is legally allowed to use a credit card and the credit card company won't care anyway as long as the bills are getting paid. You can try to report it but you need the card number and the name of the deceased as well as their social security number. Give it a try and you'll see what I mean. You'll probably get frustrated and give up.


Can a husband who is unable to obtain a credit card use his wife's extremely good credit rating obtain a credit card on line without his wife's knowledge?

No, because when the credit card company access the credit bureau, they access the name who applies for the credit card, not the spouse's name. It's the primary cardholder who is fully responsible for the debit. If the wife gives her husband an authorized user card from her credit cards and the husband doesn't pay. The wife's credit card will be destroyed if she doesn't pay the debit (even the charges he makes) So make sure you both keep your credit cards separate so that you both maintain your own good credit histories. Especially (heaven forbid) you both separate/divorce


To apply for a credit card you can use tomorrow?

credit card you can use tomorrow


How can you get the name of the person who used your credit card for a flight?

That information is unlikely to be available, without contacting your credit card company to report fraudulent use.