In most cases, no. Per credit card company rules, the person who signed the back of the card is the only person allowed to use it, and if the signature on the back of the card doesn't match the signature on the charge draft, then an ID check is triggered and the retailer has to verify that the person presenting the card is the person named on the card. It has to be that person, not their husband/wife/etc. If the husband/wife is an authorized user on the wife/husband's account, the credit card issuer would issue an additional card for that authorized user.
No. She must get a credit card in her own name since the guarantor on the account is deceased.
If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.
Absolutely NOT !... If you do - you would be committing fraud !
You are, I'm afraid. Your credit card is a binding contract that makes you responsible for all debts incurred. It is your responsibility to collect from anyone that you allow to use your card. If the use was without your consent, then it gets a lot more complicated.
No, because when the credit card company access the credit bureau, they access the name who applies for the credit card, not the spouse's name. It's the primary cardholder who is fully responsible for the debit. If the wife gives her husband an authorized user card from her credit cards and the husband doesn't pay. The wife's credit card will be destroyed if she doesn't pay the debit (even the charges he makes) So make sure you both keep your credit cards separate so that you both maintain your own good credit histories. Especially (heaven forbid) you both separate/divorce
No. She must get a credit card in her own name since the guarantor on the account is deceased.
The best way to hide certain transactions from your spouse is by using aprepaid debit card ( http://www.mycashplus.co.uk/cashplus-card-uses/bank-account.aspx ) You can store money on it and use it for discreettransactions, these will not show up on your bank or credit card statements because you won't need to use them
To do that you have use whiteout
Only if she is also on the account. If not, then absolutely not. You can get yourself in a heap of trouble by using the credit card of a deceased person. You must notify the credit card company of the death and close that account.
i had a credit card in my name i was just a signer on it but i did use it can i get into trouble with the law for this i was given permission by the main card holder that i could use the card
If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.
Absolutely NOT !... If you do - you would be committing fraud !
You are, I'm afraid. Your credit card is a binding contract that makes you responsible for all debts incurred. It is your responsibility to collect from anyone that you allow to use your card. If the use was without your consent, then it gets a lot more complicated.
A spouse is legally allowed to use a credit card and the credit card company won't care anyway as long as the bills are getting paid. You can try to report it but you need the card number and the name of the deceased as well as their social security number. Give it a try and you'll see what I mean. You'll probably get frustrated and give up.
No, because when the credit card company access the credit bureau, they access the name who applies for the credit card, not the spouse's name. It's the primary cardholder who is fully responsible for the debit. If the wife gives her husband an authorized user card from her credit cards and the husband doesn't pay. The wife's credit card will be destroyed if she doesn't pay the debit (even the charges he makes) So make sure you both keep your credit cards separate so that you both maintain your own good credit histories. Especially (heaven forbid) you both separate/divorce
credit card you can use tomorrow
That information is unlikely to be available, without contacting your credit card company to report fraudulent use.