Can dentists afford expensive cars?
How do you know how much can you afford to spend on a car?
A good rule of thumb: your monthly auto loan payment should not be more than 20% of the money you have available each month after you pay for your usual living expenses ? rent or mortgage, utilities, food and transportation, credit card payments, etc. When reviewing your budget, you should also take… into consideration other associated costs including fuel, license, registration, personal property taxes and insurance. Call your insurance company before you purchase your car to determine what the monthly insurance cost will be. If you're taking out a car loan, figure on a down payment of at least 10 percent. Lenders might be skeptical otherwise. If you have enough cash available to boost that percentage, do so. Cutting the principal of your loan will do more to slash payments than getting a lower interest rate. If you have ailing credit, which can result from a pattern of late payments, you may find yourself in the "subprime" financing arena. If you have credit problems, you should first try to work with a consumer credit counselor or other advisor. It may be possible to consolidate debts or come up with a workable repayment plan. If you show a loan officer that you are taking action to overcome the problems, they may be more willing to grant a loan at a reasonable rate. In addition, be sure to check out alternate sources for loans such as the credit union at your workplace, your bank, or other organization with which you are affiliated. As a last resort, dealers may offer special financing packages for those with credit problems. However, you might pay as much as four percentage points more for a loan. Since your car is in the top three of the list where in you will be investing (house, business and car), you should be able to spend much for it. Whether you will acquire it via loan or cash that you have, the expenses that needs to be spent does not end there. To have a properly running vehicle, you should be also willing to spend on maintenance and services. This extra payments will actually reduce more expensive stuffs in the future like repair or part change. Another factor to consider is the cost of upkeep- repairs and insurance are big factors for both new and used car purchases. If you can afford to buy a car but can't allocate the funds to repair vital parts, you are paying for something unusable. The best thing to do is to check out insurance sites- allstate and geico have very easy to use rate estimate givers. Driverside.com is a great place to check out estimated repair costs and cost of ownership for autos. (MORE)
How can you decide if you can afford another car?
Answer .
\nIf you can pay cash, then you can afford it..
Answer .
That answer is a bit lacking. If you have cash, you can afford to pay cash. Look at your current income, and expenses. If you are running a surplus after all expenses fixed (mortgage or rent, utilities etc) are paid, and you…r variable expenses are covered (groceries, entertainment etc) then you may be able to afford another car. \n.
\nIf you are looking at new, there are some very attractive rates. There is no problem going into a low interest loan to pay for a car. In fact to pay cash is foolish if you can get a 0-3.9% loan. The money that you pay for the car is cheaper in the long run than if you pay cash.\n.
\nI would suggest making a down payment or trading in your old car (sell it outright and use the money for a down payment).\n.
\nComon Clay, you can do better!.
Answer .
You are right, I can do better. I think we as Americans have been brainwashed to think that we need to finance everything. A home is one thing that it is almost always necessary to finance. A car is quite another thing. After years of financing cars, I finally realized that I was stupid. There is no reason to borrow money to buy a car, unless you can get a 0% loan. Purchase what you can pay cash for and save until you can pay cash for something better. We all think we must drive a nice car from day one. Why? Drive a beater and save your money. The feeling of walking into a dealership and paying cash for a car is wonderful. I have paid cash for the last three I have bought. Also buying a new car is a terrible idea. Purchase a 1-3 year old car with a Dealer Certified warranty. You save lots of money and get a way better warranty than on a new car. The last car I bought was a 2004 Certified Honda Accord. It had 13,000 miles and came with a 7 year 80,000 mile warranty. Way better than the 3/36 of a new Accord. I also saved around $3,500 versus buying it new. Let someone else loose all that money buying new. Put you money in a savings account and drive that beater until you can pay cash. Financing a car which depreciates at an alarming rate and is worth less every month is a bad idea. Don't listen to the people who are brainwashed. (MORE)
What is the most affordable car on the market?
In terms of price and fuel economy, I would advice that you check out smaller cars. They are affordable and can give you a good mileage. A good example for this are the Smart Cars. Though small, it can give you a good mileage, its cheap and it scored 5 stars in its safety/crash test. You may conside…r other smart car lines. Make use of cars classifieds found online if you are searching for used cars. Compare car values and pricing to get the best car deal. (MORE)
Where can you find a good dentist for implants in Mexico who is not too expensive?
If one decides to go to overseas for a major dental treatment, atrusted resource in medical travel like PlacidWay can provideinformation on quality facilities in popular medical traveldestinations as well as the cost of treatment, especially inMexico. Their website helps you track down average denta…l costs fora wide variety of treatments in different countries. They willprovide advice on clinics regarding their success rates andqualifications for treatment and whether they are accredited byorganisations. There are good dentists right across the border in Mexico thatcater almost exclusively to Americans. But it is also important todo your homework first and a find a dentist that has beenrecommended by others and by a trusted medical tourism provider. You may find the list of their dental implant packages in Mexico onthis page:http://www.placidway.com/package-search-country/Mexico,Dental_Implants,Dentistry/search.html (MORE)
What do you do if you can't afford your car payments anymore?
Answer .
Sell it on your own. You may not be able to sell it for the amount owed, but work out a deal with the bank to finish paying for the vehicle at a reduced rate after it's sold. Most lending institutions would much rather work out something than have it go into bankruptcy. That, plus it's …a lot better for YOUR credit history if you take matters into your own hands and deal with it now. (MORE)
Can you return a car if you cannot afford it?
\n.
\n Answer \n.
\nIf you have driven it/owned it for any length of time, no dealership will just 'take it back'.\n.
\nYou can always sell it (dealership or private party) and perhaps recoup a bulk of your money. Visit kbb.com for the value of your car so you know what you can expect to sel…l it for.\n.
\nGood luck!\n.
\n.
\n .
\n .
\nNo.\n.
\nRegardless of the reason or the length of time the borrower has had the vehicle, a voluntary relinquishment of a vehicle is still considered a repossession.\n.
\nThat being the case, the borrower would be subject to all legal action and penalties pertaining to a repossesion that are allowed under the laws of the state where the borrower resides, or in some cases the state where the vehicle was purchased. (MORE)
What should you do if you lost a filling and cannot afford to go to a dentist?
Get Free Dental Work .
If you are looking for free or low cost dental work, please visit http://www.getfreedental.com.
What types of cars can veterinarians afford?
This depends somewhat on the type of work the veterinarian is in. However, with prudent financial planning, the vast majority of veterinarians can afford pretty much any car they want to buy.
How much of a car payment can you afford?
That would be an amount less than or equal to the most I can pay each month and yet keep the creditors away with annoying phone calls inquiring when the next payment will arrive.
How much car can a lawyer afford from their salary?
What kind of car a lawyer can afford depends on the lawyer's incomeand debt. Many lawyers in the United States graduate from lawschool needing to repay student loans, which reduces the amount ofmoney they can spend on a car.
What if you can't afford the car and it gets repossessed?
Ask for a new one,but make sure its the same dealership and as to hold it for you. But they can't hold for like more than 10 years...they get impatient, and need to sell it.
How do you afford dentist with no insuance?
You should check out this website, It is not insurance but a medical/dental discount plan. It allows you to get discounts for dental, vision, chiropractic, prescription and physician visits. The plans start at $14.95/month for individuals or $19.95/month for an entire household up to 20 people relat…ed or not. The dental discounts are up to 80% depending on your treatment and you get the vision, chiropractic AND pharmacy discount plans with the dental for the same monthly price. If you have any other questions about the plan you can email me. If you would like me to, I could check the participating dentists in that area, but I would need a zip code or address. They also have medical plans for as little as 29.95 /month. Let me know! Good Luck...
The website is: www.DeliveringOnThePromise.com/nicolec.
my email: Dental_talk@scentfuldesigns.com (MORE)
If you can not afford your car loan can you renegotiate?
Certainly.. You can renegotiate OR modify your existing plan. I would suggest you to get an OPTION REPORT from "Autorelifgroup". With which you will come to know your options. Use this link for more information.. http://www.autoreliefgroup.com Ronny
Who invented a car that was affordable for most American's?
henry ford did after he invented the assembly line which could easily build cars for lower prices. before they were all built by hand.
What can you do for a absess tooth you can not afford to go to a dentist?
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What dentist has the most affordable dentures in nogales Mexico?
We go to Nogales Dental Laser (www.nogalesdentallaser.com) orArizona Dental Now (www.arizonadentalnow.com). Both of them havebetter technology than most U.S. clinics. We were quoted $3000 -$4000 in Arizona. We did it all for less than $1200 in Nogales.
What is the expensive car?
The most expensive car is Bugatti Veyron with the price of 1,700,000 dollars!!!!!!!!!!!. This is the most powerful, most expensive and the most fastest street-legal production car in the world!!!!!!!!!!.
How can you afford your first car at 17?
Get a job if you don't already have one. Save your money for both the cost of the car and insurance. Buy the car and keep some money saved for scheduled service and unscheduled repairs.
What are car expenses?
it might be referring to the fact that the cost of a car is not only that of the car itself, but also car expenses. For example: preventive maintenance (oil changes, fluid level maintenance, etc.), repairs, cost of fuel, insurance, registration, etc.
What affordable car rides the best?
I cant really judge you, so i cant tell what is an affordable car for you, but i would say buy a European car ( BMW, Mercedes, Audi ), if not a new one a second hand one.
What is the expenses of car?
you need lots of money, but most of its not where you think. If you can learn to do some simple self repairs, you can save a whack of cash. also, dealerships charge an arm and a leg for almost everything, so if you can find somewhere reputable that's cheaper, by all means. The single most expensive …part of car ownership is the insurance, especially if you have had an accident. Repairs are also a huge expense, especially drivetrain parts (engine, transmission, axles, etc.) Gas is still a large cost, but compared to insurance, its small potatoes. (MORE)
What is an affordable and good sounding car speaker?
Before you choose a system go to 3 or 4 different audio places take a CD with the type of music you listen to the most. And listen to some different setups. The sales men will be more than happy to help you. They want your money.... There is some really great stuff out there and some really crappy s…tuff more than good. With car audio you get what you pay for. Cheap= poor quality parts.. Look at a high end speaker pick one up look it over really well then check out the bargain brand you will see the difference really quick. I have and still use a Orion 250r HCCA & 225r HCCA amps "THE BIG RED ONES" I bought in 1990. And they will still smoke ANY AMP MADE TODAY. 1/4 Ohm stable. (MORE)
Are electric cars safe and affordable?
Electric cars are as safe as petrol cars. The voltage of the batteries may be an issue in an accident but can be more easily contained than a petrol spill. The price will come down as battery technology and manufacturing improves. Lithium is a very common element, and lithium batteries are good tech…nology, however manufacturing plants need to be more common and that is happening. There is also the "New Technology" surcharge that comes from first development costs. The price will drop dramatically as factories tool up and ic engines are rep[laced. The technology is an electric car is simpler and less bulky, other than the battery size and weight. Electric RC cars are more common than petrol RC cars, and faster as well. (MORE)
Why did Henry ford to make affordable cars?
Like all car makers he wanted to make MONEY; He invented a quick production line for his Model T Ford car and a boom for them started and made Henry very, very rich.
What are some cute affordable sports car?
Mini Cooper, Volkswagen Beetle any sports car from the 1960s to the 1980s are pretty cheap... well there affordable but ugly as hell don't you think omfg yall people don't know nothing that's why you don't make anything of your selfs sh** yall are stupid as fu**
What is the most affordable car insurance in massachuasetts?
I would call a local agent and check, they will ask you many determining factors and no company is ever the cheapest. Shop around.
What is a good affordable car for a teen driver?
Honda Civic or Accord Toyota Corolla or Camry Ford Focus or V6 Mustang Mazda 3 Pontiac G6 Chevrolet Cobalt Nissan Sentra
Is going to school to become a dentist affordable?
Yes After you buy all the books and your scholarship it is very expensive . But in the long run, if you become a dentist you could earn a very good living.
What made cars more affordable in the 1920s?
Mass production What made cars more affordable in the 1920s? a. increased demand on cars b. stock market increases c.assimbely line production d.low-skilled factroy workers Answer : c. assimbely line production
Why is a dentists drill expensive?
it is expensive because the metal in the drill is solid hard and the harder it is the more expensive.
Is it possible for women to get affordable car insurance?
It is possible for women to get affordable car insurance. I think it is cheaper for a woman to get car insurance than it is for a man to get car insurance as a matter of fact. Contacting an insurance company for quotes will help you.
Are family dentists more expensive than other types of dentists?
Family dentisty does not mean it is more expensive then the other dentists. Family dentistry aims their profession to a specialized area of children as well as adults to allow entire families to be seen by the same dentist.
Is there affordable car insurance in New York?
Affordable car insurance can be found in every state. Safe Auto is a company that specialises in mininum coverage, so it will be cheap and legal. But it may not cover as much as you would like.
Do Verizon cell phones have expensive or affordable plans?
Verizon has individual plans that range from 59.99 to 79.99, depending on the services you need. They have family plans from 89.99 - 199.99 depending on the number of additional lines you add. All of this depends on minutes, texting, and data plans. When compared to other plans their plans can be qu…ite affordable when you add the friends and family feature. (MORE)
How expensive of a house can you afford?
The best way to decide how much you can afford to spend on a house is to go to your banks website and find a mortgage calculator. You will need to figure out how much you spend a month on bills, food, and other expenses so that you are still able to pay them. Also, if you are looking at buying a hou…se start saving for a down payment as this can affect your monthly payments. The bigger the down payment, the less your mortgage payments will be. How much house you can afford is based upon how much you make in a year along with other expenses. To figure out how much you have for a house add up all expenses used then subtract that from you total income. (MORE)
What if the surviving children cannot afford the funeral expenses?
well, they are children. and theyre alive. if they die, they die. is this a legit question?
How affordable are the new Audi a6 cars?
"The Audi a6 is a luxury vehicle that is classed to be affordable. In today's economy, luxury automobile dealers are trying to find a way to broaden their customer base. This vehicles start at $41,000.00."
What are the most affordable cars for hire in Copenhagen?
"In Copenhagen the most affordable cars they have for hire are Peugeot's at $51.00 a day, Ford Fiesta's at $54.00 a day and Ford Focus at $64.00 a day. You can pick-up and drop-off at the airport for your leisure."
What is an affordable good looking car?
Bugatti Veyron Super Sport, here is another good car for the price, kia spectra it gets about 27 mpg in city. and up to 37 mpg on open highway. the 2.0 16 valve engine. kia is made in briton, they have a big plant there.
Who built an affordable line of cars?
Henry Ford is given credit for building an affordable line of cars. He was able to do this by using an assembly line method of automobile production. But before Henry Ford built his famous Model "T", Ransom E. Olds built an affordable car called the Oldsmobile Curved Dash Runabout from 1901 thru 19…07. They were the first mass produced car from an assembly line. Aprox 19,000 were produced and sold for $650 each. (MORE)
What can you do to figure out how much you can afford when buying a car?
Figure out your total income. Figure out all of your expenses that you have to live. What ever is left over is what you can afford for a car payment but don't base the car you want on that. Remember, you will need to buy insurance and you will have other expenses. My rule of thumb is that the valu…e of all of your vehicle's, I'm talking about cars, trucks, boats and their Sea-Doo sisters, motorcycles, and anything else like this-should not total more than half your annual income. Why? It's because all of these kinds of things go down in value. You never want half of your income going into things whose value is dropping like a rock. You don't need a $20,000 car if you're making $30,000 a year. That's just stupid. Think about it this way. If you're making that kind of money, and I walk up and tell you I've got an investment opportunity that will turn $20,000 of your hard-earned income into $12,000 in just three or four years, are you going to take me up on the offer? If you've got a brain in your head, the answer's no! Now, I'm okay with it if you make $300,000 a year and buy a $20,000 car if you pay cash. That's like most people running out and buying a Happy Meal. It's just not a big deal! Do not buy a new car. Buy a 1 or 2 year old car and save lots of money. (MORE)
Where can one buy a affordable car?
One can buy a affordable car at their local deakership or through a ad in the local paper. One may also trade in a used car for a discount on another car.
Where can you buy an affordable car?
A person can purchase an affordable car from a major car dealership such as Kia, Honda, or Mitsubishi. All of those car makers/dealers offer affordable financing for any income bracket.
Where could one find affordable Manchester laser dentists?
One good place to look for laser dentists in any town or city named Manchester is by using a referral and review service such as HealthProfs or Mojopages. Another way is to simply look in the local telephone directory, contact the dentist's office and inquire about their services and prices.
Where is it possible to buy an affordable car?
You can find cheap used cars and find out how to get the best price for a used car through cars direct. They make it easy to research cheap used cars.
Where can one find affordable cars?
One can find affordable cars from a local car dealership. However, if trying to buy online, one may use eBay, APM Cars, or Affordable Kars. All used car dealerships have a range of models and prices.
Which dentists offer affordable dental plans?
Dental work can be very costly if one does not have a good dental plan. The website Dental Plans allows one to find affordable dental plans as well as dentists by entering a zip code.
Who made the first affordable car?
Ransom E. Olds mass produced 19,000 Curved Dash Olds Runabouts from 1901 to 1909 from an assembly line using interchangeable parts and they sold for aprox $650 each.
How was Columbus able to afford the expensive westward voyage to the indes?
He got the money from the king and queen of Spain. First he hadtried to get it from the king of Portugal but he was refusedbecause that king's scientists had gone over Columbus' calculationsand decided (correctly, as it turned out) that the calculationswere wrong and that Columbus would never find t…he Indies where hethought they were. All historians today agree that his discovery ofAmerica was pure luck. (MORE)
What car can someone with my family's income afford?
depends on the loan company and or teh price of budget cars in the area