answersLogoWhite

0


Best Answer

Without seeing your policy, it is difficult to answer with certainty.

However, when you are renting, by definition, you do not own the premises. Therefore a renter's policy covers primarily contents. Consequently, subject to the terms and conditions of the policy, a theft claim should be allowed.

Be aware that if theft is claimed, the insurer will conduct an investigation to determine that you in fact owned the property, that you were not complicit in the loss, and as to the value of the property. Note also, that it may or may not make sense to make a claim depending upon the amount of your deductible. That is, it may not make sense if the value of the item is only marginally greater than the deductible. It would make no sense if the deductible is greater than the value of the item.

User Avatar

Wiki User

12y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can renter make claim against homeowners insurance for theft?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Can you file a claim against two homeowners insurance companies at the same time?

no


Can a renter make a flood insurance claim in Texas?

That depends. If the renter has their own flood insurance then the renter could certainly file a claim on it they have a flood loss. If your asking can the renter file a claim on the Property owners flood insurance then the answer would be no. The owners flood insurance would be specific to the owners property, not property belonging to a tenant.


Can a claim against your homeowners be cancelled after it has been reported?

Generally, a claim can be cancelled. If you do not want the insurance to pay a claim, the company will be glad not to pay it.


What are the Odds of making a claim on homeowners insurance?

1.5%


Do you claim slashed car tires on homeowners or auto insurance?

Slashed tires coverageYou will need to file the claim under your Auto Insurance policy. Your homeowners insurance does not pay for car damage. That's what auto insurance is for.


What is homeowners liability insurance for?

The liability portion of your home insurance policy provides protection in the event someone asserts a claim of liability against the homeowner for damages or injuries.


What is fire insurance claim?

It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.


What happens if i file a homeowners insurance claim?

Question was in error, ignore!


If you have a slip and fall on your own driveway requiring surgery are you able to file a claim against your homeowners insurance provider?

No. To help with the question...will you sue yourself?


Will homeowners insurance cover damage to car from a fallen tree?

It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.


Does Wallside Windows accept homeowners insurance?

To make a claim with your homeowners insurance policy, you will need to contact your agent for details on how to proceed from there. In searching the Wallside Windows webpage, I did not see any indication that they accept homeowners insurance as payment.


If a person that has no auto insurance and hits you can you go after his homeowners insurance?

Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.