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Q: Can you be sued in North Carolina over credit card debt?
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Who is responsible for a deceased person credit card debt in North Carolina?

The estate is responsible for the decedent's credit card debt.


Can a credit card company garnish your wages in North Carolina?

No, N.C. law does not allow wage garnishment when it pertains to credit card debt.


Are you responsible for a credit card debt from dead spouse in North Carolina?

In most cases they will be held responsible. The spouse is considered to have benefited from the debt.


Can a you be forced to sell your home or car to pay for unpaid credit card debt in North Carolina?

Yes that can hapen any where.


Can your wages be garnished in North Carolina for credit card debt?

No, they can only be garnished for taxes, government services and child support arrearages.


What is the Morth Carolina Statute of Limitation for credit card debt?

North Carolina has set the statute of limitations at 3 years. A credit card is an open ended account. That will be from the last communications from the debtor. Please note that the credit card may be based on a different jurisdiction which could be longer! Check your agreement for the applicable jurisdiction.


Can a judgment be filed on you in NC for credit card debt?

Yes, judgment can be obtained against any person in the US in any state for an unpaid debt. How recoverable that debt is by North Carolina law is another matter. Where you run into a problem is that the credit card company is not likely in NC, and may have other recourses to recover the debt, such as filing in their state of occupancy.


Is a wife responsible if the credit card debt was in her husband's name in North Carolina?

No. The person named on the credit agreement is solely responsible for all debts incurred on the card. The only exception is - if the account is in joint names - and BOTH parties signed the agreement. In that case - each signatory would be equally responsible for the debt.


What is the difference between a debt card and a credit card?

The diffference between a debt card and a credit card is ,in a debt card it's money from your account .In a credit card is when you borrow money from the bank.


Are both parties responsible for debt that's in one parties name?

In North Carolina medical bills are joint debt. Credit card bills are only owed by the individual who's name they are in. Even if another person is an authorized user they are not responsible for the debt.


Where can I get advice on credit card debt solutions?

I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?


Could You Get Garnished For A 1900 Credit Card Debt?

There were no credit cards in 1900, hence no credit card debt.