What would you like to do?
Check your disability policy to see if it covers on-the-job accidents. Most don't, but some do. Typically they will pay 50% of the monthly benefit amount for on-the-job acci…dents.
As a former NYS Lic. Insurance agent in Accident & Health, from my understanding if is a disability policy which has been paid for after tax dollars without any employer contr…ibution and is considered an indemnity policy short term paying a fixed benefit daily, weekly, or monthly for specific period of time, my understanding is that it pays above and beyond any other income or benefits you receive. From my prior knowledge as a Licensed NYS Insurance agent I believe this to be valid. You must read your policy for exclusions: I recommend you contact your Workman's Compensation Office and clarify this Information, for the could have changed.
You can collect workmen's comp and file for ca state disability in some states. You cannot do this in other states.
Most likley not. Workers compensation is for on the job accidents and sickness. Short term disability is for off the job medical events. Some policies offer a rider for on the… job accidents. Check your policy to see if you purchased this rider.
Yes you can, provided your short term disability policy provides on the job accident and sickness coverage. Check your policy for details.
Most likely yes if the surgery prevents you from performing your work duties.
it's LA Louisiana does not mandate coverage for employees. You can get individual coverage through your employer.
Because the 2 programs are identical in purpose (paying you because you are unable to work due to health reasons) you could collect on only one.
Usually not, unless you can prove your injury did not happen at work and having it listed as such was an error (made by someone other than you). I know being injured is the …worst, dealing with people who want to give their 2 cents worth about your medical care is the pits, but if you have to be injured there are worse things than WC. Not suggesting you (or anyone) should take advantage - just think you should know what you are entitled to. Because WC only pays for these things if you know they are supposed to. (Check out what the particulars are for the state you live in.) Assuming an injury occurred at/or was caused by - work + WC vs STD the benefits to WC : + WC payments do not have to be claimed on your taxes - (STD is taxed) + Receive WC and state benefits if you are taking a hit on take home pay - the amount you receive by WC subtracted from what you are entitled to on STD - STD makes up the difference. +Your ability to see a doctor is guaranteed: If you don't like the doctor WC sends you to, you have the right to a second opinion and after 30 days the right to see a doctor of your choice. +WC pays for many services that most standard insurances won't (like acupuncture - massage - psych care - without deductibles or arbitrary limits - hospital care 100%) +WC doesn't stop paying after x amount of time just because x amount of time passed. +WC pays pharmacy - including OTC - if your doc orders it. +WC pays for other services or equipment (durable medical) that STD won't cover. +WC pays gas mileage. +WC will retrain you if you are unable to return to U&C employment.
Can I be fired while being on short term disability. I was even urged by my employer to go ahead and take the time to get well.
Yes, but you must claim your Workers Compensation benefits and they may reduce disability benefits accordingly.
Check to see if your policy includes on the job accidents and illnesses. Some policies will pay a portion of the monthly benefit for job related disabilities.
Not likely because they both cover the same issue and would be considered "double-dipping" or collecting twice for the same thing.
You might be eligible for one or the other, but not both at the same time.
In Business Law
If you have been denied Workmans comp and your short term disability benefits can you file for unemployment in Kentucky?
Because Workers Comp and disability are health issues, you can file for unemployment, but you have to qualify for them under Kentucky's laws like everyone else.
No, a company can't garnish a workman comp permanent disability check.
what earnings must i report to workmans comp