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Assuming the state where the debtor works allows personal wage garnishment (not all states do), then the answer is yes but only after the creditor gets a court judgment.

in the state of SC garnishment is only legal for guarantee student loans, child support or government owed money such as IRS. they cannot garnish wages in South Carolina to repay an unsecured credit card but they can put a judgment against your home which would cause the debt to be repaid before the property could be sold or refinanced.

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Q: Can your wages be garnished to repay a charged-off credit card?
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