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No they don't have to. Most employers do offer it as part of a benefits package, but many don't offer such benefits. Typically, benefits are only offered to full time employees, but not part time, or contract employees.

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Q: Do employers have to pay a percentage of group insurance?
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What is a group insurance?

Group insurance is typically offered at your job. It is a group of people paying considerably lower insurance premiums to the insurance company. Sometimes the lower premiums only apply to the employees, when you add on family members it can be expensive, depending on the size of the "group." Some employers will pay all of or a portion of the employee's premium, making it affordable to add on family members. Most of the time you will need to sign up for the insurance during an "open enrollement "period. In most cases, if you miss the open enrollment period you can't get the insurance until the next open enrollment period.


What is a group insurance plan?

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Is private dental insurance available for anyone who dosen't have a group plan?

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