Yes. You are legally obligated to pay homeowner association dues. As long as the homeowner's association was part of the public land records when you purchased your property you agreed to be bound by its terms and provisions. You need to review the recorded documents relating to your property.
yes
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.
Yes--if there is a written contract or agreement to pay dues. If the dues are voluntary, then the association has no basis to sue.
Your answer may depend on your use of the real estate asset. Your tax advisor can answer your question specifically.
Depends on the laws of the state; the HOA should have its attorney check this. But the question is how did the sale occur without the HOA providing a standard letter certifying that all dues were paid to date of sale unless your state does not require this? The HOA should have filed its lien against the unit prior to the sale, too, if state law granted it that right.
Usually not, since your assessments pay for services and contributions to your reserve accounts.
It will depend both on state law and the entity that is foreclosing. In some states lenders are not required to pay the full amount of back dues or other HOA assessments.
You have to send them a reminder notice when the dues are due. If they refuse, you may initiate legal proceedings against them.
No, because they pay for a service, among other reasons.
Yes, but is not mandatory to join or pay dues.
If by IDR you mean internal dispute resolution, the answer is possibly. First, read your governing documents to determine your responsibilities to pay your assessments, which the association uses to pay for operating the community. You can read more about this process, below -- without endorsement of Davis Sterling.
Probably, yes. Read the governing documents to learn about the obligations of the owner to pay assessments. As well, the association has responsibilities to collect them. The collections policy will detail the steps that the association must take before selling your property, since this is a last and rather drastic step to take against an owner.