Does huntington bank use chexsystems

Answer 1

As far as I know, they haven't. I've been banking with them for a few years now after conditions were not right in me trying to get to my previous bank's branch to do any business with them. The previous bank reported to Chex after they closed it. Huntington had nearly 5 years to do anything (and God knows I'm not the best in managing that account, either), and I can say that they haven't done anything major yet.

There's really no way to safely say if any bank uses them unless you ask them, which is a shame because several banks use it yet not many people know that the thing even exists and it can be tricky to know how it actually works even after you find out of their existence (and most do the hard way), and it's very hard to get yourself back to good standing because of how they handle debts even if they've been paid in full. I wish there was more of a disclosure of who these banks use and how they use them, including Chex, which banks do seem to want to do whatever they can to hide any info about them existing.

But to your question, as far as I'm aware (and from personal experience), Huntington seems to not use them.