Assuming it's wrong and you want to correct it...
Contact the bureau that issued the report and tell them the correct information. You may need to supply documentation to prove it.
If you want to falsify it, sorry, that would fall into the "illegal acts" category of questions we won't answer.
Yes, but only after the bankruptcy is removed from your credit report - which can take over ten years from the discharge.
No, just adds to it. The credit report is just reflecting historical information....your actions after the fact don't change the past.
Yes, the credit reporting agency can update the Date of Last Activity, Date last Reported, etc... But they cannot change the FCRA compliance date, which is the date the account is supposed to come off your credit report.
One can obtain a free National Credit Report from any reputable credit report site. These include Free Credit Report, Equifax, and Annual Credit Report.
A report about your credit that is bad.
A credit report includes a list of every request for your credit report in the past two years.
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
Do extra credit, or if possible, ask to rewrite a test or assignment to get a better grade for your report card.
In the United States, any institution that extends to you some form of credit can report to the credit bureaus.
There are many ways how a person can access or get a free credit report. There are websites such as, go free credit, free credit report, and credit report all offer free credit reports.
You can call or go online for the credit bureau incorrectly posting the information and request a dispute form. On that form, you'll list the incorrect item and change it to the correct inromation. The change should appear on your credit report within 30-60 days.
It doesn't erase anything on your own credit report....just adds to it, why would it change someone elses? It adds that you are a bankrupt as well as having missed payments and had a repossession. A credit report simply reports what happened in the past....what ever you do now does not change it...you live with the history you created.