Send the company a letter along with a copy of the death certificate. If there is an estate, the balance will need to be paid. Check with your lawyer for varying circumstances.
No. The secondary cardholder's credit history has nothing to do with the primary cardholder's. The reason for this is even if there are two cards, there is still only one account for both cards which the primary cardholder is responsible. Jags
A credit card is a payment card. It allows the cardholder to pay for goods and services based on the holders promise to pay for them. The cardholder submits their card for payment, the card is accepted digitally for payment and the transaction is completed. The customer leaves with goods or services and then the credit card issuer will process the payment and forward a statement usually once a month to the cardholder.
The estate of the cardholder. Anyone else named on the card, or the spouse, could be held responsible.
The name of the person embossed on the credit/debit card
Listed besides card on credit report
You use the cardholder's name or the number will not work because the card is not under your name.
Most credit cards have a cardholder services. It is for the card holders to get their questions and problems with the card solved. There is a Card Holder Services website that is used for the Best Buy Mastercard.
Card-Issuing Bank
Card-Issuing Bank
As a cardholder, you are entitled to close your account for any reason at any time, however, if there is a balance outstanding, you are still responsible for paying that balance. I never recommend that someone cancels a credit card unless they are absolutely out of control when using that card. Closing a credit card, especially if you have made on-time payments throughout the life of that card, will negatively impact your credit record (one less credit card, lower total line available, higher line utilization, etc.).
restricted card
A cash back credit card is used as a normal credit card. The difference is that when one makes qualifying purchases, a certain percentage of the purchase is returned to the cardholder.