I have a letter showing that the policy has been paid up since 1984,but the company says they do not have this policy. The company has been sold and resold I understand. It was originally from National Savings Life Insurance Co. of Muressfourg,Tn.
No. You don't have to have the original policy in order to file a claim. Insurance companies have a lost policy form that covers the situation where your original policy is not available. This also occurs when you need to make a change or do anything else on your policy. You can always request a copy of your policy from the insurance company if you can't locate yours.
Sure, if the policy is still in force and a claim was never made on the policy before. It is surprising that no one had filed the claim before. Just because you found an old life insurance policy in a box doesn't mean it wasn't claim previously. The executor of the estate would have had the obligation to search records and files and make claims on any active life insurance policies. Even if they didn't have the policy, they could have signed a proof of lost policy form and filed the claim on the policy after death. It's worth checking with the company for to make sure. If it is still active they will pay interest in addition to the death benefits.
Unless it's liability only
It is mandatory to submit the original policy bond along with other claim papers both in death and maturity claims.
Yes, I think you can, (subject to state laws and policy exclusions), turn the claim in for the answer.
Generally the claim has to be lodged on the branch of the life insurer which issued the policy bond, be it maturity or death claim as the case may be.
If there are more than one claimant in a life insurance policy, all of them are to make claim for the pay out.
an i claim for kidney loss at momentum life policy
"Claims Made Policy" - The Insured is indemnified in case a claim arises during the policy period, no matter when a claim may arise, the Policy pays the insured for the Claim, provided the policy is active since its retroactive date(inception date).
Yes!
My husband's parents in FT. Payne,AL had a policy on him and since his mother just died we found one for him. He died in 1997. Can I find out what the burial policy is worth and make a claim as his spouse and beneficiary? He is buried in FT. Payne. Jane Mince
Policy Claim or Claim of Policy(Apex)