How does a 651 credit score rank?

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Given the current credit score stats, how does this relate to your own personal score? Generally, if your score is higher than 660, you will be considered a good credit risk. If your score is below 620, then you might have a tougher time getting a loan. The following ratings explain the impact of the different score ranges:
  • 720-850 - Excellent - This represents the best score range and best financing terms.
  • 700-719 - Very Good - Qualifies a person for favorable financing.
  • 675-699 - Average - A score in this range will usually qualify for most loans.
  • 620-674 - Sub-prime - May still qualify, but will pay higher interest.
  • 560-619 - Risky - Will have trouble obtaining a loan.
  • 500-559 - Very Risky - Need to work on improving your rating.

If you want to learn more about credit scores and how to improve your: Take a look at Phil Turner's Credit Bible. You should find valuable information on fixing and improving your credit.
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What is a credit score?

Credit Scores For years, creditors have been using credit scores to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scores have been used to help creditors evaluate your ability to repay home mortgage loans. Here's how scoring works. Scoring is a system (MORE)

How to you get a credit score?

You have to have credit to have a score. If you have never had a credit account, you will need to take steps to establish credit. Good ways to start include secured credit cards, auto loans, department store cards (although I strongly recommend staying away from those). After six months, a credit sc (MORE)

How does a 627 credit score rank?

Answer . 627 is Fair. The range is Very Poor, Poor, Fair, Good, Excellent. So dependig on how much outstanding debt\loans are on your credit report you MIGHT be able to get a Secured Credit Card.

What does your credit score have to be to get a credit card?

This completely depends on the bank you are going to and their guidelines. Currently, most banks are turning people down with credit score below 660. If your score is not high enough, one of my favorite ways to boost a person's credit card score is to teach them about the magic of authorized users. (MORE)

How does a 678 credit score rank?

A score of 660 is generally considered the lowest "good" credit score. A 678 is slightly higher, but you'll get better interest rates for your credit with a score in the 700s.

How does credit score rank?

Answer . This question is unclear to me, so I'll try to answer the one I think you are asking.. What is the range of credit scores (numerically) and how does a consumer rank within that range? There are three different credit reporting bureaus. They each collect information differently. The (MORE)

How does a credit score of 658 rank?

It's fairly low, although it's above the 620 cutoff between prime and subprime mortgage rates. But you still won't be offered low interest rates with a 658 FICO score.

Why would checking your credit score effect your credit score?

Requesting a credit report will NOT affect your credit. You have the right to look at your credit report without it affecting your credit or score. When you request your credit report it's called a "consumer pull" and has no affect on your credit. The only time when requesting a credit report can af (MORE)

How does a 736 credit score rank?

If a person has a credit score of 720 or above, they are consideredto have excellent credit. The average credit score in the UnitedStates is 720.

How do you get your credit score?

Here's a couple ways... By law, each of the three major credit reporting agencies have to give you one free credit report (in addition to other opportunities you have to look at your report when you are denied credit based on reports for any of the three) The three agencies are Equifax, TransU (MORE)

Is my credit score on my credit report?

Your credit score is determined from the data on your credit report. Most credit reporting sites sell or give away for free a credit score with your credit report. Some site only give away a credit score. So, the answer to your question is, yes, your score generally comes with your credit report but (MORE)

What is your credit score?

Your credit score - is a numerical value based on your credithistory. It takes into account such things as how much dbt you owe,if you've ever been late in paying bills, ever had court casesraised against you for defaulting on payment, or how many timesyou've moved. The higher your score - the more (MORE)

How does a 684 credit score rank?

Below is a way of interpreting your credit score.. Given the current credit score stats, how does this relate to your own personal score? Generally, if your score is higher than 660, you will be considered a good credit risk. If your score is below 620, then you might have a tougher time getting a (MORE)

How does a 623 credit score rank?

The numerical score ranges from 990 to 501 equaling grade ranges from A to F.. 623 is in the D range. That is the Vantage Score, which is not used much in the savings and loan industry. A 623 FICO is probably equivalenet to a 700's Vantage Score, which would place you in the "C" range.. I would sa (MORE)

What credit score is fair credit?

That would depend on what you are using your credit report for as many industries have changed their criteria for credit lending. For example, in the mortgage industry fair credit use to be it is 680-720...

What are the credit score what is a good credit score?

A credit scoreis a tool used by lenders to help them make lending decisions. Acredit score is determined by the information in a credit report.While credit scores depend on specific scoring systems used,ultimately they represent the risk level that you represent to apotential lender. Using the PLUS (MORE)

Why no credit score?

If a credit bureau does not have a credit score for you, it is usually because they do not have enough credit information about you on file to give you a score. This usually occurs when you have not had traditional credit accounts such as credit cards or mortgages with banks that report to the credi (MORE)

If you have no credit history do you have a credit score?

No, it is impossible to have a credit score without any credit history. But you should check to make sure. You might find lines of credit reported in your name that don't belong to you which is a potential indication of identity theft.

How can you get your credit score?

There are many sites that offer credit scores. Just do a search on "credit Scores". But, remember, although you can get your credit report for free (once per year) at each of the three credit agencies at the government mandated site you cannot get a credit score for free at this site. Other sites (MORE)

What is credit scores?

A personal credit score is numerical representation of your credit worthiness. It is based on the data contained in your credit profile that is populated by the lenders you have borrowed from currently or in the past. Your on-time payment record, number of loans you have outstanding, the percentage (MORE)

What is your credit score if you have no credit?

In most situations, if you have no credit record, there will be no credit score produced by the agencies. However, many banks and other credit providers have techniques to produce internal credit scores for customers having "thin files" or no credit record. These scores are never given/shared with t (MORE)

Does your personal credit score affect your business credit score?

If your personal credit is tied to yourbusiness credit, you run the risk of having your personal creditaffect your business credit. When, establishing a business, it mayseem easier to use your personal credit to get loans, but thiscould increase your personal risk should the business fail orundergo (MORE)

What is Mexico's hdi score and ranking?

Mexico has an HDI of 0.854 (high human development - developing country), ranking 53rd among 182 nations and on par with countries such as Argentina, the Bahamas or Bulgaria.

How can you change your bad credit score to a good credit score?

Take the time to handle your credit responsibly and wisely, andkeep an eye on your credit report to avoid errors and incorrectdata creeping in there. Doing so only takes a bit of effort and canpay off in spades for you and your financial future. Make sure to keep credit accounts under 30 percent of (MORE)

What is a credit report and what is a credit score?

A credit report is a list of your credit accounts with differentcreditors stating your payment history with them. A credit score ismade up of different items on your credit report using an algorithmincluding payment history, credit length, debt to limit ratio,credit types, and inquiries. A FICO cred (MORE)

How does a 423 credit score rank?

Sorry to say...but it ranks very low in US or Canada. . 620 is pretty much the cut-off point between bad and fair credit. . In England, it's not really a bad score--I guess it's like being in the 600's in the US.

Does checking your credit score often lower your credit score?

No. The only thing that can lower your score is when you apply fornew credit. Many companies do background checks that include acredit report, but this will not lower your score. There are waysto avoid lowering your score on accident. Make sure you're notfalling into these credit traps.

How does a credit score of 811 rank?

I have a score of 811. With a recent refinance, on Sept 22, 2012, a letter from my credit union told me my Equifax credit score was 811. Excerpts: "Your credit score of 811 ranks higher than 96 percent of U.S. consumers . . . Scores range from a low of 334 to a high of 818."

Can getting a new credit score affect your credit score?

If a consumer does multiple inquiries into their credit file, your score will drop, especially if your inquires are from credit card companies. The theory is: a consumer may not have enough money and needs more credit to sustain his/here lifestyle which bring in more debt, thus applying for more cr (MORE)

How to get your credit score from on a credit report?

It depends on what type of report you get. The cheapest form of credit report won't actually tell you the actual score the agency has for you - just show general information which you can check to see if there are any errors that need correcting, or old information that ought to be removed. They (MORE)

What is a credit report and a credit score?

A credit report basically contains information about your credit history, whereas Credit score is a number which is generated on the basis of your credit report. Score totally depends upon one's credit record, if history is good, credit score will be high. I always check my credit score free at Fr (MORE)

Is a 658 credit score ranked as fair or good?

Before answering this question, you need to apply the proper credit score range, which for Fico is 300-850 and for VantageScore, is 501-990. We'll assume you're referring to Fico, as it's the most commonly used credit score out there. A 658 credit score would be defined as below-average credit (MORE)

Does your credit score affect your husbands credit score?

The only time that your credit score will affect your spouse's credit score is if you both agree and sign together for a specific loan (e.g.-Auto Loan, Mortgage, etc.) Usually if whom ever is typically responsible for paying on the loan fails to make the payment, both yours and your spouse's credit (MORE)

How does 522 credit score rank?

522 is a very low credit score. It is probably very difficult if not impossible to obtain any credit with a score that low. The national average is 687. You will need to improve your credit score if you plan on ever having a house, car, credit cards, etc....

How is a FICO Score different from a Credit Score?

FICO stands for Fair Isaac Corporation, which is a company that calculates the credit score that most creditors use to determine your creditworthiness. So, your FICO score is a type of credit score. They use the information that each of the three credit bureaus (Experian, Equifax, TransUnion) posses (MORE)

What should be your rank if the score is 136?

Your rank if you score 136 will differ depending on the video game that you are playing. For some games, a score of 136 is very low where as with other games it can put you in the top 10 percent. The best way to determine your standing is to search for the game's top scores online to see the scores (MORE)

A credit score is?

Credit score is ranges from 300 to 850. Credit is a evaluation ofyour credit card bills, mortgage and other loans.

How does a 639 credit score rank?

FICA scroes range from 300 to 800. The higher the number thebetter. Any score 700 or above is considered good. A score of 639is below average. Here is what all these scores mean to you. 720 and above: You have excellent credit and will likelybe eligible to receive a lender's most favorable rates. (MORE)