How does a 651 credit score rank?

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Given the current credit score stats, how does this relate to your own personal score? Generally, if your score is higher than 660, you will be considered a good credit risk. If your score is below 620, then you might have a tougher time getting a loan. The following ratings explain the impact of the different score ranges:
  • 720-850 - Excellent - This represents the best score range and best financing terms.
  • 700-719 - Very Good - Qualifies a person for favorable financing.
  • 675-699 - Average - A score in this range will usually qualify for most loans.
  • 620-674 - Sub-prime - May still qualify, but will pay higher interest.
  • 560-619 - Risky - Will have trouble obtaining a loan.
  • 500-559 - Very Risky - Need to work on improving your rating.

If you want to learn more about credit scores and how to improve your: Take a look at Phil Turner's Credit Bible. You should find valuable information on fixing and improving your credit.
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How does a 678 credit score rank?

A score of 660 is generally considered the lowest "good" credit score. A 678 is slightly higher, but you'll get better interest rates for your credit with a score in the 700s.

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It's fairly low, although it's above the 620 cutoff between prime and subprime mortgage rates. But you still won't be offered low interest rates with a 658 FICO score.

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Below is a way of interpreting your credit score.. Given the current credit score stats, how does this relate to your own personal score? Generally, if your score is higher t

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