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How much does Social Security pay at age 63?

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Your Social Security retirement benefits are calculated based on an average of your 35 highest-paid working years, so the answer to this question would be unique to the individual. At 63, you would receive approximately 80% of the amount you'd get at full retirement age (for people born before 1943, age 65; for people born between 1943 and 1954, age 66).

You can use one of the Social Security Administration's benefit calculators to estimate your benefits or request a statement showing your current benefit projects. Both processes can be initiated online.

For more information, see Sources and Related Links, below.
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