Credit cards do not carry time. They have an expiration date, usually 2 - 5 years.
The limit on a Halifax credit card is determined by the credit history of the applicant. There can be no way of knowing ahead of time what the limit will be on the card.
The purpose of credit card programs is to add an incentive to keep using the credit card. Additionally, credit card companies will use credit card programs to make sure that customers pay on time and do not accumulate too much debt. If the customer abides by these rules, he or she will enjoy greater financial benefits.
That depends on the agreement you have with your bank. Ask them.
This is very much based on your opinion of a good credit card and your financial situation at the time. Most would highly recommend a capital one visa card.
You don't typically buy credit. Credit is something that is given to you when you apply for a loan or credit card. Your credit score depends on how much credit you have and whether you make your payments on time.
If you have a bad credit score, either by not using your credit card or accumulating debt, you will have a much harder time finding companies that will allow you to buy their products with your credit card.
In order to obtain a credit card one must pay a credit card processing fee. A credit card processing fee is the amount in which is due at the time of purchasing ones credit card.
If you want to increase your credit card limit, you should use it regularly and create a predictable credit card history. Pay your bills on time.
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It lets banks, credit card companies, car dealerships, mortgage places etc Know how much credit you have out, and how good you are at paying your bills on time, and that is how they decide if you can get a loan or not, and how good of a rate you will get. If you don't pay your bills on time every month and have a lot of outstanding debt your number will be very low, they can decline you for a loan, credit card what not, or you will get a bad interest rate, and if you don't have much debt out and pay every month on time your number will be much better, you should have no problem getting a loan, credit card what not and should get a very good interest rate.
You can prevent your credit card from being declined by paying your bill on time and not exceeding your credit limit.
Generically, the following actions will help increase or keep your credit score high: * Make payments on time and every time * Don't carry a credit card balance that is more than 30% of the credit limit (e.g., for a limit of $2,000, don't carry a balance greater than $600) * Don't cancel outstanding cards * Don't apply frequently for new credit