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You can check it any time you want to - it won't affect your credit score. I, personally - check mine around the 1st of the month - after any credit card interest has been debited.

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Q: How often should a person check their credit report?
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When should you check your credit report?

You should check your credit report once a year or if you think someone has stolen your identity. If you constantly check your credit it can actually damage it. Experian is a great place to check your credit.


How often should you check your credit report?

Some people wonder whether they really need to keep an eye on their credit report. They wonder whether it is necessary to check their credit score, credit report, and other relevant information. The truth of the matter is that you should check this information every couple of months. The more you check it, the smaller the chance that something bad can go unnoticed. When dealing with issues on your credit report, time is of the essence. The sooner you find out about things, the more likely it is that you can get those things taken off of your report.


What companies offer a free credit report check?

There are many companies that offer a free credit report check. Some of these include, but are not limited to, Equifax Solutions, Experian, and Transunion. All three of these companies will provide you with a free credit report check.


How can a person check their credit report?

It has become very simple for anyone to check their credit report from home. The fastest and simplest way is to go to free credit report. They will need personal information such as a social security number. From there they will do the work and allow you to view your credit score for free once a year. If anyone is trying to fix their credit they can pay a monthly fee and have access to it as many times as they wish.


If an account was included in bankruptcy can the creditor still show it as a charge off?

I think that your credit report would be updated to show that the account was "included in a Ch 7 bankruptcy." You should be able to get a free credit report from www.annualcreditreport.com if you want to check your credit report to be sure the account's status is listed correctly.

Related questions

How can I check my credit report?

You can check your credit report online. You should go to www.experian.com or www.myfico.com or www.equifax.com/ to check your credit report. It is easy to do.


When should you check your credit report?

You should check your credit report once a year or if you think someone has stolen your identity. If you constantly check your credit it can actually damage it. Experian is a great place to check your credit.


What is the purpose of credit report check?

The purpose of a credit report check is to check how a person manages their credit obligations and if they have any history of not paying. If one has bad history then it is more of a risk for a company to give that person credit.


How often should you check your credit report?

Some people wonder whether they really need to keep an eye on their credit report. They wonder whether it is necessary to check their credit score, credit report, and other relevant information. The truth of the matter is that you should check this information every couple of months. The more you check it, the smaller the chance that something bad can go unnoticed. When dealing with issues on your credit report, time is of the essence. The sooner you find out about things, the more likely it is that you can get those things taken off of your report.


Why should one check their credit report on a regular basis?

One should check their credit report on a regular basis to help avoid issues with identity theft. In addition, it is the only way to adequately protect and improve a credit rating.


How often can you pull your credit report?

The credit report holder can check his or her report as often as they choose. When you check your credit report it is considered a "soft inquiry" and will not affect your status.


How do you check your credit report for free?

Check the reference lists below on how to get a free credit report.


Where can a person get a free credit check report online?

There are many webpages where one can get a free credit check. For example, visit 'Experian', 'Equifax' and 'Credit Check Me'. Also try comparison sites.


Why should an average person want a copy of their Experian Credit Report?

The average person wants to check there credit report on a regular basis. This way you can make sure things are being reported accurately. It will also make you aware if there is somebody else using your information which could potentially cause damage to your credit score.


Who has a legal right to check your credit report?

You have the right to see your credit report. If you have asked some person or institution to extend credit to you, they have a right to see your credit report. In many jurisdictions, potential employers may also obtain your credit report. If the police are considering whether you may be a suspect in a criminal investigation, they may also view your credit report.


How does one do a credit history check?

One does a credit history check by running a credit report. There are three major credit bureaus which handle this, and the most complete history is obtained by running a report through all three. There are ways to do this for free at least once a year. Once the credit history report is run, then the report should be looked over and any mistakes, particularly ones which reflect badly on the creditor, should be corrected.


What is credit report .gov for?

To learn what a credit report .gov is used for check with the gov that issued it You can also check Wikipedia for more information on what a credit report .gov is used for as well