When whoever you wrote the check to deposits it into their account, it will be returned by the bank you had your account at because it is not longer open. Then they will probably try to collect the funds from you, and probably charge you a bounced check fee.
Talk to the person to whom you issued the check and ask them not to cash the check because:
The account holder does not need to be present when the check is cashed.
It means whoever you wrote the check to cashed it inside a bank. The person cashing the check had the amount in his/her account to cover it and didn't deposit it waiting for it to clear.
it goes dormant after 6 months
If you have a bank account and are trying to deposit a check, you will have to sign the back of that check. If the back is not signed, it cannot be deposited or cashed.
Deposit it in your bank account, there will be no fee. If you don't have a bank account, you can open one with the IRS check!
No. If the account is now closed, there is no money there available for the bank to pull out and give to you. Your only recourse, is to see if the person/business who wrote the check originally will give you a NEW check for the same amount if you give them the old check (showing them that it was never cashed.)
That person that cashed it can be charged for fraud. You must contact the bank concerning this.
The account holder does not need to be present when the check is cashed.
It means whoever you wrote the check to cashed it inside a bank. The person cashing the check had the amount in his/her account to cover it and didn't deposit it waiting for it to clear.
it goes dormant after 6 months
No, the account is closed.
If you have a bank account and are trying to deposit a check, you will have to sign the back of that check. If the back is not signed, it cannot be deposited or cashed.
Deposit it in your bank account, there will be no fee. If you don't have a bank account, you can open one with the IRS check!
A cheque can be cashed only until 6 months from the date of issuance. all cheques become null and void after 6 months from the date of issue irrespective of whether they were cashed or not.
I won the lotto
it depends on how much it was for, if it was actually cashed, if you made good on it afterward. If it was a small amount you probably wouldn't get jail time, but a fine.
Check cashing is usually free if the customer has an account at that bank. There is a nominal fee if the check is cashed at a different establishment.