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If a credit card payment made just 4 days late can the payment legally be reported as 30 days late?
Wiki User
∙ 8y ago
Yes. But if the account holder has been in good standing and tis is the first late payment, it probably won't be reported.
4 days late can legally be reported as "past due" on your credit report, but this is unlikely. The account cannot be reported as 30 days late unless it is ACTUALLY 30-59 days past due.
Each creditor is different. Some report from last pay date, some report from last due date.
Wiki User
∙ 8y ago
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What does the process of online credit card acceptance refer to?
The process of online credit card acceptance refers to the process of taking credit cards as payment for a service. And then, getting credit card approval for the payment of that service.
NEED TO CHANGE CREDIT CARD NUMBER FOR CONTINUED PAYMENT ON-LINE?
NEED TO CHANGE CREDIT CARD NUMBER FOR CONTINUED PAYMENT ON-LINE
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Monthly
What happens to your credit report if you have a late payment and finance charge?
Maybe nothing. It depends upon whether the credit card company reported the delinquent activity to the credit bureaus. If it was a one-time issue (and otherwise you're always on time with your payments) you can contact the credit company to ask that they waive the late payment fee as a customer courtesy, just explain it was an oversight on your part and won't happen again. You can also ask if they reported the missed payment to the credit bureaus, or run your credit report to find out yourself.
What is the minimum monthly payment on credit cards?
reload credit card
When does the seven years start if there is a credit card debt on your credit report and the card was opened in 1999 but the reported last activity was 2001?
2001. Always go by the later dates of payment, delinquency, etc.
How bad is my credit due to unpaid credit cards?
You credit score will decrease significantly if you do not pay your minimum credit card payment every month. Unpaid cards will be reported as delinquent and really destroy your score.
What are the rules for credit card payment at Home Depot?
The rules for credit card payment at Home Depot is their monthly payment has to be received by the due date specified on their credit card statement or they could receive a late charge.
What is a Merchant Credit Card Processor?
A "Merchant Credit Card Processor" is a electronically device that takes the information from your customers credit card for payment. This will automatically put the payment in your account after charging the customers credit/visa/master card.
What does the process of online credit card acceptance refer to?
The process of online credit card acceptance refers to the process of taking credit cards as payment for a service. And then, getting credit card approval for the payment of that service.
What type of services does 800 Credit Card Dept offer?
800 Credit Card Debt helps you consolidate all of your credit card debt into one monthly payment. They do this by contacting your credit card debt companies and negotiating a payment for you.
NEED TO CHANGE CREDIT CARD NUMBER FOR CONTINUED PAYMENT ON-LINE?
NEED TO CHANGE CREDIT CARD NUMBER FOR CONTINUED PAYMENT ON-LINE
How often do credit card balances get reported to your credit report?
Monthly
What is the difference between a purchase and a payment on a credit card statement?
A purchase would be buying something. A payment would be a payment on the card itself, towards the balance of the available credit.
Are credit card discounts reported as operating expenses on an income statement?
a credit card discount would be a credit, not an expense.
What happens to your credit report if you have a late payment and finance charge?
Maybe nothing. It depends upon whether the credit card company reported the delinquent activity to the credit bureaus. If it was a one-time issue (and otherwise you're always on time with your payments) you can contact the credit company to ask that they waive the late payment fee as a customer courtesy, just explain it was an oversight on your part and won't happen again. You can also ask if they reported the missed payment to the credit bureaus, or run your credit report to find out yourself.
Can I make a payment on a friends credit card he used to purchase a ticket for me if I have the details via intenet?
Yes, you can as long as you have his credit card # and payment address.
