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If someone hit your car while it was parked and left their insurance information will your insurance be affected if you go ahead and claim for the damages?
Wiki User
∙ 16y ago
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Wiki User
∙ 16y ago
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What does liability insurance protect against?
You can be sued for injuring someone, even unintentionally (as when someone gets hurt on your property). Then you are liable for damages. Liability insurance pays the damages if you lose a lawsuit.
If your car is hit and you have no insurance is the other person liable for damages?
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
Does landlord insurance cover car damages on property?
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
What if someone hit you would the lender of your car pay for the damages if you had no insurance?
yes
If you give permission for someone to drive your car and they total it and are at fault should you file it through your insurance company or should you ask the driver to pay the damages?
Check your insurance policy. Most policies allow someone else to drive a car but certain coverages may be affected. Check your policy.
When is liability insurance needed?
When you cause an accident that damages another vehicle or hurts someone
Will a insurance company pay for the damages done to your car by someone who stole it?
Insurance is supposed to return the car to the condition it was before it was stolen.
What if someone is driving your car and they get into an accident and get hurt and they do not have car insurance is the owners insurance responsible for medical for the injured driver and damages?
You guessed it!
What is uninsured motors insurance?
Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.
If someone hits your car and you have no insurance will their insurance cover your car if they were totally at fault?
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
Will liability insurance cover damage to a person's vehicle caused by someone else?
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
What happens when you hit someone in a car accident then find out you don't have enough insurance to cover all their damages?
Once your insurance has paid, you are responsible for the rest.
