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If you are riding in a car and an adult is driving are you covered by insurance in case of an accident?
Wiki User
∙ 8y ago
Only if the car you are riding in has insurance coverage.
Wiki User
∙ 8y ago
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If your test riding a motorcycle and crash who's insurance is responsible?
the person responsible for the accident, if the person riding yours caused the accident than he/she is responsible
Is term accident insurance a good value?
Accident "only" insurance is very inexpensive as compared to regular Term Life Insurance. It cost so little, why? It is because the definition of the covered accidents on many policies is very narrow. In some cases in order to be covered you would need to be riding on a "common carrier" that is involved in the accident that kills you. Read all the fine print in particular of the definition of an accident. It is most likely in your best interest to just get a good term life policy that will cover you for any cause of deaths, no matter what!
Would your bicycle be covered under your homeowners insurance if damaged while riding?
No
As a horse trainer or riding instructor do you need to carry insurance?
Yes. If you don't have it you could be majorly screwed if there was an accident and you were held responsible.
What happens in the UK if you and your friend get caught riding each others 50cc's on the road?
If your insurance covered it, you will be fine. If you insurance did not cover it: You can be charged with driving without insurance which is typically a fixed penalty of £100 and 3 points of your licence (much more if it goes to court). You can be charged with permitting an insured driver to drive your vehicle which carries the same disposal as driving uninsured yourself. If the policeman is feeling very kind, you may just get a stern telling off.
Is your motorcycle covered by home owners insurance?
motor vehicles that are registered are not covered. only motorized land conveyances "fancy word for motor vehicles" are would be covered are designed to assist the handicap or designed to service your property. examples motorized wheelchairs or riding lawnmower are covered
What penalties does an uninsured Alabama driver face when an accident is their fault?
My husband was hit by an uninsured driver and he only got a 500.00 fine. Oh, and by the way, the UNINSURED driver just filed a claim with my insurance company, to try to receover damages to his car,WHAT about my damages? So, he is trying to get money in an accident he caused, and was driving around illeagally! How crazy is that! I suggest everyone keep full coverage insurance at all times to cover these idiots riding around with none.
Bike caught on fire while riding shouldn't insurance cover it?
Not necessarily it depends on your coverage and the fire will probably be looked at as a mechanical malfunction which is not likely covered.
Would a excluded driver be cover if not driving and riding as a passenger in his employers vehicle?
Being named as an excluded driver means that you are not covered as the driver, and are not allowed to drive that vehicle. It doesn't mean that you can't be a passenger in the vehicle. If you were a passenger and were injured your injuries should still be covered under the insurance (whether or not the driver was your employer). If you were working at the time you may be eligible for workers compensation, also, but at the least your injuries should be covered.
Will riding motorcycle increase life insurance premium?
No, riding a motorcycle will not increase your life insurance premiums unless you race the motorcycle or participate in organized driving events (such as autocross, high performance driving events, drag racing, etc). If you do participate in such events or race the motorcycle, you should contact an independent life insurance agent who can shop your case for the best offer. Most insurance companies will offer coverage if your driving history is good, but some may require a "flat extra" which is an extra flat charge for each thousand dollars of insurance coverage. The flat extra may be temporary (such as 3 or 5 years) or permanent.
What is a good way not to get into a bike accident?
A good way to not get in a bike accident is to look both ways when crossing the street while riding your bike. to avoid getting into an accident while riding your bike is to be aware of your surroundings.
Is all pasangers in a private car insuared?
I think so. If the car has its insurance, then I can say that all of the passengers riding in that car are insured. Now, If that car has no insurance, that's a big trouble. If purchased a car, make sure that it is covered by the insurance company. Drive safely.
