no. only in fall or winter.
You don't have to go all black you could wear: examples White shirt Black skirt Red shoes Or you could go all black.Black shirt skirt and shoes
This is a choice of fashion question. It also depends on what the velvet and gold are on.
You could wear a white blouse black skirt.
Wear a colored tank top and wear the skirt high on your waist, almost to your bustline. Then belt it.
What you can do is wear a pretty shirt, maybe a velvet or silk shirt with ruffles at the collar, with a black glossy belt and a pretty skirt with some heels. Make it however you want depending on your style. Hope this helps.
A sequin top and leggings
blue jean skirt
It really depends on what the skirt looks like and if it has a patter or not. If the skirt is plain you can wear black tights and a shirt that goes with that outfit. Pretty much anything can go together as long as you know how to play it off.
no wear neon pink
jeans or pencil skirt
maybe velvet, purple, black
black. if you wanted to wear gold jewelry that's fine