No there is no central database that connects all life insurance companies together. There are over 500 Life Insurance companies in the United States alone.
No, there is not. The amount of insurance, and who has it, is personal information and protected by law. There is a policy locator service database. For a fee, you can find out what applications for insurance were made. They point out that just because someone filed an application does not mean they were actually issued a policy.
no. there are laws for life insurance policy and is illegal to take it out to any individual
I would call that insurance company, there is no database of in force insurance policies that I know of.
A family life insurance policy differs from an individual insurance policy by the amount of persons included in the policy. The family option includes a (marriage) partner and probably one or more children. There might also be the option to include pets into the policy depending on the insurance company.
The individual policy is always primary.
NO
A life insurance policy is "portable" when upon leaving the group policy, you transfer your life coverage to an individual life policy with the same insurance carrier with no changes to the policy or increase in premium.
If he is showing as the beneficiary on your policy - yes. You can call the insurance company or your agent to change the beneficiary.
Budget van insurance policy is made to fit your individual needs. You can have as much coverage as you want.
If you owned the policy issued by the Hartford, simply contact that company for a copy of it. If they are unable to find any record in their database, then you're out of luck and the policy is likely not inforce.
As with almost any insurance, it depends on your individual policy.
There are many sources for anyone who wants to purchase a travel insurance policy but the best place to start would be by contacting the insurance company an individual already has a policy with and to ask for a recommendation from them.