Homeowners insurance does have liability. This liability is universal and is good for any where in the world. The insurance companies will not cover anything intentional though. It also breaks down to a scenario by scenario type of basis.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
No, You would need cycle insurance for your moped. Homeowners insurance does not provide coverage for vehicles that are designed to operate on public roads.
underwriting requirements of general public insurance covers
It depends, You do no mention what type of vehicle. Homeowners insurance polices will not cover damage or theft of a motor vehicle designed for use on public roads.
Public liability insurance is important to businesses as it covers the business if a customer or any member of the public suffers a loss or injury as a result of the business' activity. This type of insurance covers compensation claims as well as legal expenses.
No, homeowners insurance does not cover food losses due to the failure or outage of a public utility conveyance.All home insurance policies specifically exclude conveyance related damages
The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.
No. Homeowners insurance doe snot provide coverage for automobiles manufactured for use on public roads. That's what Auto Insurance is for.
You just have to ask them if they have insurance on the house. There is no other way to find out as all insurance information is protected under both state and federal privacy laws. Homeowners insurance and policy information is "not" a matter of public record.
Public indemnity insurance covers you for any damage or legal issues attributed to you, to a member of the public. For example, this can cover legal costs in the case of an accident.
No. Homeowners Insurance "Never" provides coverage for your Employees or other Hired workers.
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.