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Is your partner insured to drive your car on his own fully comp insurance?
Wiki User
∙ 18y ago
No. If it is your car, your insurance is responsible. If the partner has an accident, your insurance may drop you from your policy for violating the terms. The terms should say somewhere in there that you are responsible and will be the only person to opperate your vehicle. I have seen people take their friends to court and win small lawsuits for damages to their car. So, your partner would have to pay out of pocket for damages if you want to avoid insurance problems. It is best to add him/her to your policy if they are going to drive your car.
Wiki User
∙ 18y ago
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Can you drive your dad's fully comprehensive insured car with his permission?
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.
If you drive your mother's car and I'm fully insured can I drive it?
No only those designated by the insurance holder may drive the car.
What is the difference between a company that is fully insured and one that is self insured?
A company that is fully insured goes to an insurance company and buys insurance. A company that is self insured does not buy insurance and plans to pay any claims out of the companies "pockets". For instance, if you own a home but choose not to buy home insurance, you are self insured if you should have a fire.
Can you drive a fully insured car without having your own insurance policy?
It depends on your insurance. Most insurance companies will cover all drivers even if you are not the insured driver because they have what is called permissive user. Remember typically your insurance follows you wherever you go. You may want to ask the person you are borrowing the vehicle from and see if they have all drivers coverage. If not, then you need to be a listed driver on the policy before you can drive the vehicle even if it is "fully insured". Companies like Geico, Nationwide, and Allstate typically cover all drivers....hope this helps.
Can a fully insured driver drive an uninsured car?
It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.
What if your fully insured car was wrecked by an unlicensed driver Will your insurance cover your loss?
yes it will
Can you drive any car under your fully comp insurance?
normally if you have fully comprehensive insurance you are insured to drive any car with permission but only third party. its legal but its not ideal if you have an accident as it will only pay out for the 'other persons car', not the one that your driving. the cost of any repairs to the car you are driving will be YOUR responsibility. always check your policy to make sure that this is offered as part of your fully comprehensive package.
What will happen if a fully insured driver hit your car and you have no insurance?
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.
What happens if you are insured but the car you're driving belongs to somebody else and the car is not insured?
In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.
In New Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?
In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.
What actors and actresses appeared in Fully Insured - 1923?
The cast of Fully Insured - 1923 includes: Billy Engle as Client James Finlayson as The Foreman William Gillespie as The Boss Blanche Mehaffey as The Stenographer George Rowe as The Insurance Agent
Are you insured if your mot has run out and your car is stolen?
if you don't have an up to date MOT then your insurance is null and void. if your car is stolen then you are only covered if you have fully comp insurance!
