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What is the cheapest but best life insurance company get life insurance from?

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Genworth has a Term UL which has a low cost like term life insurance, but works as a Universal Life policy, which can last for your whole life if premiums are adjusted accordingly.
The low initial premium is level for the first 20 or 30 years (your choice).

Cheapest for how many years? If you want to find the cheapest policy for one year, the answer will be different than it would be if you're looking for the cheapest price for 5 years. The cheapest policy for 5 years isn't the cheapest policy for 20 years, etc. The most accurate answer to your question hinges on the length of time you want the coverage for.
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