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Nothing. They're the same exact thing. As long as the HOA has dwelling coverage on all the buildings this is all you need.

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Q: What is the difference between condo insurance and town home insurance?
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Where can someone go to get insurance for a condo home?

Condo insurance is available as a specialist type of home insurance from most mainstream home insurance providers. Some well known examples are State Farm, Bank of America and GEICO.


What insurance is available for owners of condos?

If you own a condo, you can get basically the same type of insurance as a homeowner, depending on what type of condo you have. If you condo is more like apartments, you may be able to get insurance similar to renters insurance, while if you have a stand alone home, you can basically get just home owner insurance.


How do standard home-owners policies differ from condo insurance policies?

There is some liability with condo insurance since a fire in your home could also do damge to a neighbor. Regular home owners wont cover that since buildings are sperated.


What is the difference between home owners insurance and hazard insurance?

Homeowners insurance is often referred to as Hazard Insurance. They are the same thing.


What is the home insurance cost difference between companies?

Two different companies may offer different home insurance packages for their employees. The difference between such packages is determined by the revenue of the company in question and the value of the employee for the company.


Why should you get a condo insurance?

If your condo is insured, you can receive enough cash to replace your damaged belongings. This type of home insurance gives you security and peace of mind, which are definitely worth the additional expense you will pay for the policy.


What types of insurance are offered by Kemper Insurance?

Kemper Insurance offers many different types of insurance. Kemper offers Automobile, Boat, Home, Renters, Condo, Personal Valuables and Collectibles insurance.


What services does Electric Insurance provide?

Electric Insurance offers six products and services: Home Insurance, Auto Insurance, Condo Insurance, Tenants Insurance, Umbrella Insurance and Personal Excess Liability - GE Employee Benefit.


What is the average cost of home and contents insurance?

The average cost of home insurance depends on the house and the contents. If you live in an apartment, its going to be different than say if you live in a house or condo etc.


Where to get info on affordable renters insurance?

Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.


What products are offered by State Farm Home Insurance?

There are many types of insurance provide by state farm agent like Home & Property, Homeowners Insurance, Condo Insurance, Renters Insurance, Manufactured Home Insurance, Farm or Ranch Insurance, Rental Property Insurance, Personal Articles Insurance.