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Zero. It's pretty easy because if you owe somebody $ 14.00 and you don't have any money. So know you are in the negatives because you owe that person money - $ 14.00. All you have to do know since your allowance maybe $ 14.00 you do - $ 14.00 + $ 14.00= 0 so know you don't have to pay that person any money and you are not in the negatives anymore.
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