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Your credit card because once you pay it off, the collection agency would quit annoying you all the time.

They would be satisfied because they will get a part of the money you pay to your credit card. :)

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Q: What should you pay off first a credit card or a collections debt?
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Can I use my credit card after I pay off the collections agency?

No. Once it is sent to a collection agency the company has closed the credit card.


Can a credit card come send you to collections if you are making a payment?

They can do whatever they want if you are behind, but it would be weird for them to pursue collections if you are making REGULAR payments. Call the credit card company and make arrangements.


Does the interest and finance charge stop each month after a credit card charge off?

No - I am a collector and service primarily unsecured credit card debt. Per the cardholder agreement that was signed with the credit card company, the account holder is often liable for a LARGER interest rate after an account goes into collections. This may not always be the case, but I rarely see credit card collections that have interest rates lower than 18%. Finance charges are not often applicable when the tradeline has been closed and charged off into collections.


What kind of credit cards does First PREMIER Bank offer?

First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.


Is it possible to go outside the country even if you have an unpaid credit card account?

Unpaid credit cards won't effect your ability to travel. If left unpaid, they will be charged off and likely assigned or sold to a collections agency. The collections agency will continue to attempt collections, and your credit will be impacted negatively for seven years.

Related questions

Which company is this with telephone number 072052499?

First Gulf Bank Collections department - Credit Card Payments


What should be your first credit card?

American Express. Beastly Credit Card.


Can I use my credit card after I pay off the collections agency?

No. Once it is sent to a collection agency the company has closed the credit card.


Can a credit card come send you to collections if you are making a payment?

They can do whatever they want if you are behind, but it would be weird for them to pursue collections if you are making REGULAR payments. Call the credit card company and make arrangements.


What are the Rebuttal statements for credit card collections?

rebuttal statements do you have any application in your mobile?


Where can someone find a software that helps keep track of credit card spending and collections?

There are several different personal budgeting software packages that help track credit card spending and collections. Popular examples are Quicken, TurboSystems, and Mint.


Does the interest and finance charge stop each month after a credit card charge off?

No - I am a collector and service primarily unsecured credit card debt. Per the cardholder agreement that was signed with the credit card company, the account holder is often liable for a LARGER interest rate after an account goes into collections. This may not always be the case, but I rarely see credit card collections that have interest rates lower than 18%. Finance charges are not often applicable when the tradeline has been closed and charged off into collections.


What kind of credit cards does First PREMIER Bank offer?

First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.


What credit card was first?

Diners Club, which was techincally a charge card is usually considered the first credit card.


Who should you call if a credit card company listed you as deceased on your credit report?

You should call the credit card company.


Is it possible to go outside the country even if you have an unpaid credit card account?

Unpaid credit cards won't effect your ability to travel. If left unpaid, they will be charged off and likely assigned or sold to a collections agency. The collections agency will continue to attempt collections, and your credit will be impacted negatively for seven years.


When was the first credit card invented?

the credit card was invented in 1950