0
When should I file an insurance claim against the driver that damaged my property?
Wiki User
∙ 13y ago
Immediately, your insurer will then advise you of what further steps are necessary to process your claim
Wiki User
∙ 13y ago
Add your answer:
Earn +20 pts
Who is responsible for Vehicle damaged by dead tree on apartment complex property?
The driver
Which of these sentences describes property damage liability insurance coverage?
Property damage liability coverage is a type of auto liability insurance that covers the policyholder in the event that they cause an accident and are found to be at fault. It provides financial protection for the policyholder in the event that they are sued by the other driver(s) or other party involved in the accident for damages to their property. It pays for the repair or replacement of the other driver's vehicle or other property that was damaged in the accident, such as a fence or a building. It does not cover any damages to the policyholder's own vehicle. It is mandatory in most states and is typically included as part of a standard liability insurance policy.
What type of automobile insurance coverage will provide reimbursement to the property owner if the tree is damaged?
If a driver runs off the road, into someone's yard, and damages a tree in the yard that has some decrative value the drivers liability insurance will pay for the damages to the yard and tree.
Is it against the law if my car insurance has my friend's name as the principal driver in my car insurance?
No.
Will my liability insurance cover a driver other than myself who happened to be DUI and damaged some property?
No, and you may be responsible for paying for the damages since it was your car. If you want that money back, you'll have to sue your DUI friend.
When a crash results in property damages of any amount who must the driver notify?
The owner of the property (if he can), the police and his insurance company.
If all four of you in a car accident are on the insurance policy will you all be looked after?
It depends on the policy wording (what you purchased with the policy). Most governments require all cars to have basic third party insurance to be legally on the road. Third party insurance covers all property and people damaged or injured by the driver of a car if that driver is at fault - the "people injured" will include passengers in the car of the driver at fault. Comprehensive insurance covers all that third party insurance does but also includes the drivers car and the driver, even if the driver is at fault. The insurance companies covering the two cars will work out between them which insurance pays for what. Basically passengers, bystanders and drivers not at fault will get paid out by the insurance of the driver who was at fault. However injured passengers should pursue their claim against both drivers (let the insurance companies courts decide who pays in the end) individually. They need to get their own legal representation - get their own attorney /solicitor. THEY WILL NOT BE "LOOKED AFTER" they HAVE to claim for themselves.
Can the driver who is not at fault but has no insurance file a lawsuit against a driver who is at fault and has insurance?
Yes the driver who is not at fault can very well file a suit but one thing is very clear he can not claim any insurance. Yes he can file a civil suit against the other driver. It is done approximately a million times every day. sometimes with no just cause.
What does PLPD car insurance cover you for?
PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.
Will an insured driver liability cover intentional damages to uninsured car that is parked?
Yes, as long as the car is parked on private property. Cars stored on private property and not "in service" are the same as any other property, If the insured runs into your parked car our your house the insurance will pay. That's not quite correct. If the damage was intentional, meaning that the driver of the insured car deliberately struck the uninsured parked car, then the at fault driver's insurance will NOT pay because of a clause in the policy that excludes coverage for 'intentional acts' like criminal activity (which is what this is). So the parked car's owner would have to pursue a civil case against the at fault driver and try to collect against their personal assets.
Damage to property cause owners neglect?
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
What happens if you have been in a car accident in a taxi and the accident was driver's fault but she had no licence and no insurance?
He gets arrested.Added: You could consult with an attorney to determine if you have a suit against the cab drivers employer. If it was an "independent" cab (driver-owned) then you might have a suit against the driver and/or his insurance company.
